Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Chez Blanche from Chaudfontaine, company number BE0716619568, closed financial year 2025 with a result of € -1.3 million after tax. For that financial year Chez Blanche recorded a gross margin of € 3.7 million and equity of € -1.2 million. Compared with financial year 2024, the result moved from € -539,659 to € -1.3 million. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ -1.2 million
▼ € 1.1 million vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1.3 million
▼ 137 % more loss than in 2024
Profit after tax over the fiscal year.
€ 306,460
▼ 7% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -2.1 million.
People and assets in 2025
87.8
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 4.1 million
▲ 2% vs 2024
€ 46,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 415,347
▼ 6% vs 2024
Of which on lease € 396,696.
Debts at end 2025
€ 3.2 million
▲ 8% vs 2024
€ 511,728 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 1 million
▼ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1.3 million
▲ 35% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,273,399 | € 4,052,321 | € 4,141,423 | € 3,660,857 | ▼ 12% |
| Profit after taxes | € -30,321 | € 30,609 | € -539,659 | € -1,280,355 | ▼ € 740,697 |
| Equity | € 190,089 | € 411,503 | € -89,120 | € -1,236,197 | ▼ € 1.1 million |
| Total debts | € 3,492,788 | € 3,669,958 | € 5,226,209 | € 5,779,909 | ▲ 11% |
| Cash | € 274,137 | € 461,249 | € 330,815 | € 306,460 | ▼ 7% |
| Retained profit | € -354,100 | € -323,491 | € -863,150 | € -2,143,505 | ▼ € 1.3 million |
| Bank debt | € 2,217,442 | € 2,317,251 | € 2,944,032 | € 3,181,682 | ▲ 8% |
| Balance sheet total | € 3,682,877 | € 4,081,461 | € 5,137,089 | € 4,543,712 | ▼ 12% |
| Employees (FTE) | 67.3 | 64.2 | 87.7 | 87.8 | ▲ 0.1 |
Key figures of Chez Blanche, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Chez Blanche?
What happened at Chez Blanche in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Yvette DILLEN stepped down as director. NBB
- SA SEPTEM TRIONES stepped down as director. NBB
- SRL EUDEV CAPITAL PARTNER stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 1.3 million. Source: NBB ↗
- New establishment in Fléron. KBO
- New establishment in Liège. KBO
- New establishment in Hannut. KBO
- New establishment in Grâce-Hollogne. KBO
In short
From € 30,322 loss in 2022 to € 1.3 million loss in 2025.
Paid € 3,548 in corporate taxes since 2022.
Best year ever: 2023, with € 30,609 profit.
On average € 41,700 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
since 2018 · until 2031
Managing director · represented by Jean GALLER
since 2020 · until 2031
Director · represented by David REYNDERS
Also active at: BIOCAP & CO, SPEAKY INTERNATIONAL, ALTISSIA INTERNATIONAL
since 2019 · until 2031
Establishments
Establishment units
Physical locations of this company
Rue des Anglais 31
4051 Chaudfontaine
Place Joseph-Willem 11
4032 Liège
Active since 2 January 2019
Rue Louis Demeuse 18
4040 Herstal
Active since 2 January 2019
Voie de l'Air Pur 200
4052 Chaudfontaine
Active since 18 July 2019
Rue Jean Gruslin 19
4460 Grâce-Hollogne
Active since 16 March 2021
Rue des Guillemins 41
4000 Liège
Active since 15 August 2021
Rue de Tilff 75
4100 Seraing
Active since 1 July 2022
Avenue Reine Astrid 15
4900 Spa
Active since 1 October 2022
Rue Saint-Paul 24
4000 Liège
Active since 1 October 2022
Rue Laguesse 23
4460 Grâce-Hollogne
Active since 28 November 2022
Avenue des Martyrs 234 box 0
4620 Fléron
Active since 1 August 2024
Rue Albert 1er 86
4280 Hannut
Active since 1 May 2024
Avenue Georges-Truffaut 50
4020 Liège
Active since 1 July 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0716.619.568
- VAT number
- BE 0716.619.568
- Registered office
- Rue des Anglais 31, 4051 Chaudfontaine
- Names & denominations
- Chez Blanche
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 19 December 2018
- Peppol
- Active · Active since 17 Jul 2025
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Detailhandel in brood en banketbakkerswerk (koude bakkers)