Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 58 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
BUREAU BEGUIN ASSURANCES CONSEILS from Ciney, company number BE0692589502, closed financial year 2025 with a result of € 16,679 after tax. For that financial year BUREAU BEGUIN ASSURANCES CONSEILS recorded revenue of € 154,282 and equity of € 14,994. Compared with financial year 2024, the result moved from € 201 to € 16,679. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 14,994
▲ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 16,679
▲ € 16,478 vs 2024
Profit after tax over the fiscal year.
€ 23,855
▲ € 20,127 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 15,000 paid out
90 % of the profit went to the shareholders, mostly to ELRB ADVISORY SERVICES (50 % of the shares). That is where the money ends up.
People and assets in 2025
€ 51,182
▲ 5% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,271
▲ 185% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 96,295
▼ 23% vs 2024
€ 29,837 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 16,096
▲ 65% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,301
▲ 7% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 158,830 | € 159,282 | € 135,054 | € 154,282 | ▲ 14% |
| Gross margin | € 65,204 | € 98,380 | € 92,574 | € 114,467 | ▲ 24% |
| Profit after taxes | € 10,012 | € 40,406 | € 201 | € 16,679 | ▲ € 16,478 |
| Equity | € 3,708 | € 13,114 | € 13,315 | € 14,994 | ▲ 13% |
| Total debts | € 16,728 | € 53,960 | € 145,178 | € 140,874 | ▼ 3% |
| Cash | € 122 | - | € 3,728 | € 23,855 | ▲ € 20,127 |
| Retained profit | € -8,692 | € 714 | € 915 | € 2,594 | ▲ 183% |
| Dividend | € 0 | € 31,000 | € 0 | € 15,000 | |
| Bank debt | € 0 | € 112 | € 124,870 | € 96,295 | ▼ 23% |
| Balance sheet total | € 20,436 | € 67,075 | € 158,493 | € 155,868 | ▼ 2% |
Key figures of BUREAU BEGUIN ASSURANCES CONSEILS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BUREAU BEGUIN ASSURANCES CONSEILS?
What happened at BUREAU BEGUIN ASSURANCES CONSEILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 16,679 (▲ € 16,478 vs 2024). filed late Source: NBB ↗
- New establishment in Ciney. KBO
- New establishment in Ciney. KBO
- Start of the company according to the CBE. KBO
In short
From € 10,012 profit in 2022 to € 16,679 profit in 2025.
Paid € 10,848 in corporate taxes since 2022.
Best year ever: 2023, with € 40,406 profit.
Paid out € 46,000 in dividends to the owners in total.
A new publication or filing at BUREAU BEGUIN ASSURANCES CONSEILS? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rue Saint Pierre 13
5590 Ciney
Rue du Monument 14-18(Pessoux) 4
5590 Ciney
Active since 20 March 2018
Rue du Commerce 29
5590 Ciney
Active since 20 March 2018
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0692.589.502
- VAT number
- BE 0692.589.502
- Registered office
- Rue Saint Pierre 13, 5590 Ciney
- Names & denominations
- BUREAU BEGUIN ASSURANCES CONSEILS · BBAC · ASSURANCES BEGUIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 March 2018
- Peppol
- Not registered
- Contact
- [email protected]
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars