Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ZAKENKANTOOR BOEL from Temse, company number BE0691789548, closed financial year 2025 with a result of € -38,215 after tax. For that financial year ZAKENKANTOOR BOEL recorded a gross margin of € 88,249 and equity of € -22,547. Compared with financial year 2024, the result moved from € 6,097 to € -38,215. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.
€ -22,547
▼ € 38,215 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -38,215
▼ still € 6,097 profit in 2024
Profit after tax over the fiscal year.
€ 35,068
▲ € 26,404 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -28,747.
People and assets in 2025
€ 77,551
▲ 14% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 74,990
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 121,442
▲ 41% vs 2024
€ 38,471 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 8,854
▲ 210% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 29,464
▲ 10% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 100,413 | € 101,751 | € 112,067 | € 88,249 | ▼ 21% |
| Profit after taxes | € 7,693 | € 6,210 | € 6,097 | € -38,215 | ▼ € 44,312 |
| Equity | € 2,843 | € 9,571 | € 15,668 | € -22,547 | ▼ € 38,215 |
| Total debts | € 153,228 | € 143,533 | € 150,781 | € 180,291 | ▲ 20% |
| Cash | € 11,510 | € 17,772 | € 8,664 | € 35,068 | ▲ € 26,404 |
| Retained profit | € -3,357 | € 3,371 | € 9,468 | € -28,747 | ▼ € 38,215 |
| Bank debt | € 73,312 | € 68,869 | € 86,286 | € 121,442 | ▲ 41% |
| Balance sheet total | € 156,071 | € 153,104 | € 166,449 | € 157,744 | ▼ 5% |
Key figures of ZAKENKANTOOR BOEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ZAKENKANTOOR BOEL?
What happened at ZAKENKANTOOR BOEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 38,215 (▼ € 44,312 vs 2024). Source: NBB ↗
- New establishment in Temse. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,693 profit in 2022 to € 38,215 loss in 2025.
Paid € 13,184 in corporate taxes since 2022.
Best year ever: 2022, with € 7,693 profit.
A new publication or filing at ZAKENKANTOOR BOEL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ZAKENKANTOOR BOEL are Johan Boel and Saartje Boel.
Directors
According to the 2025 annual accounts
Johan Boel
Director
Saartje Boel
Director
Establishments
Establishment units
Physical locations of this company
Frank Van Dyckelaan 4 box b
9140 Temse
Frank Van Dyckelaan 4 box B
9140 Temse
Active since 7 March 2018
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0691.789.548
- VAT number
- BE 0691.789.548
- Registered office
- Frank Van Dyckelaan 4 bus b, 9140 Temse
- Names & denominations
- ZAKENKANTOOR BOEL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 March 2018
- Peppol
- Active · Active since 17 Jun 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Overige zakelijke dienstverlening, neg