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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
VERZEKERINGEN DENERT from Temse, company number BE0413964722, closed financial year 2025 with a result of € 124,015 after tax. For that financial year VERZEKERINGEN DENERT recorded a gross margin of € 608,607 and equity of € 515,940. Compared with financial year 2024, the result moved from € 192,172 to € 124,015. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 515,940
▲ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 124,015
▼ 35% vs 2024
Profit after tax over the fiscal year.
€ 67,711
▼ 49% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 55,000 paid out
44 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
5.2
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 368,349
▲ 9% vs 2024
€ 70,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 44,150
▲ 108% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 438,317
▲ 5% vs 2024
€ 28,040 is repaid this year. At this pace the long-term loan is gone in ≈ 16 years.
€ 36,268
▼ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 111,790
▼ 1% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 592,468 | € 584,841 | € 632,431 | € 608,607 | ▼ 4% |
| Profit after taxes | € 168,593 | € 155,986 | € 192,172 | € 124,015 | ▼ 35% |
| Equity | € 278,767 | € 344,753 | € 446,925 | € 515,940 | ▲ 15% |
| Total debts | € 290,095 | € 286,749 | € 733,708 | € 793,626 | ▲ 8% |
| Cash | € 31,270 | € 71,719 | € 132,824 | € 67,711 | ▼ 49% |
| Land & buildings | - | - | € 443,424 | € 425,411 | ▼ 4% |
| Retained profit | € 216,794 | € 282,779 | € 384,951 | € 453,967 | ▲ 18% |
| Dividend | € 110,000 | € 90,000 | € 90,000 | € 55,000 | ▼ 39% |
| Bank debt | € 11,744 | € 30,386 | € 415,608 | € 438,317 | ▲ 5% |
| Balance sheet total | € 734,536 | € 797,176 | € 1,346,307 | € 1,475,240 | ▲ 10% |
| Employees (FTE) | 6.5 | 5.4 | 5.1 | 5.2 | ▲ 0.1 |
Key figures of VERZEKERINGEN DENERT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VERZEKERINGEN DENERT?
What happened at VERZEKERINGEN DENERT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 124,015 (▼ 35% vs 2024). filed late Source: NBB ↗
- Didier DENERT became a director. NBB
- New establishment in Beveren-Kruibeke-Zwijndrecht. KBO
- New establishment in Temse. KBO
- Start of the company according to the CBE. KBO
In short
From € 168,593 profit in 2022 to € 124,015 profit in 2025.
Paid € 283,928 in corporate taxes since 2022.
Best year ever: 2024, with € 192,172 profit.
On average € 117,000 of value added per employee in 2025.
Management
The stake of PRO DEO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
VERZEKERINGEN DENERTBehind VERZEKERINGEN DENERT is Didier DENERT. The shares are held by PRO DEO (2.9%). It owns 46.8% of DENERT ASSEX and 24.4% of PRO DEO itself.
Directors
According to the 2025 annual accounts
Didier DENERT
Bestuurder
since 2011
Shareholders
2.9%
Participations
46.8%
24.4%
Establishments
Establishment units
Physical locations of this company
Stationsstraat 5
9140 Temse
Rupelmondestraat 90
9150 Beveren-Kruibeke-Zwijndrecht
Active since 1 January 1974
Vrijheidstraat 15
9140 Temse
Active since 1 January 1974
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0413.964.722
- VAT number
- BE 0413.964.722
- Registered office
- Stationsstraat 5, 9140 Temse
- Names & denominations
- VERZEKERINGEN DENERT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1974
- Peppol
- Not registered
- Activities · NACE
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