Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
FINCOR from Zandhoven, company number BE0688588449, closed financial year 2025 with a result of € 11,897 after tax. For that financial year FINCOR recorded a gross margin of € 26,812 and equity of € 62,340. Compared with financial year 2024, the result moved from € -5,591 to € 11,897. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 29, 2026.
€ 62,340
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,897
▲ still € 5,591 loss in 2024
Profit after tax over the fiscal year.
€ 67,084
▲ 24% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 10,000 paid out
84 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 22,210
▼ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 21,051
▼ 39% vs 2024
€ 11,351 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 902
▲ 288% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,115
▲ 9% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 97,381 | € 43,466 | € 7,562 | € 26,812 | ▲ 255% |
| Profit after taxes | € 69,491 | € 23,370 | € -5,591 | € 11,897 | ▲ € 17,488 |
| Equity | € 62,665 | € 66,035 | € 60,444 | € 62,340 | ▲ 3% |
| Total debts | € 149,370 | € 71,682 | € 37,968 | € 35,550 | ▼ 6% |
| Cash | € 150,670 | € 88,743 | € 54,012 | € 67,084 | ▲ 24% |
| Retained profit | € 2,665 | € 6,035 | € 444 | € 2,340 | ▲ € 1,897 |
| Dividend | € 75,000 | € 20,000 | € 0 | € 10,000 | |
| Bank debt | € 60,807 | € 45,358 | € 34,615 | € 21,051 | ▼ 39% |
| Balance sheet total | € 212,035 | € 137,717 | € 98,412 | € 97,890 | ▼ 1% |
Key figures of FINCOR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to FINCOR?
What happened at FINCOR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 11,897. Source: NBB ↗
- New establishment in Zandhoven. KBO
- Jeroen Seminck became a director. NBB
- Vincent Cools became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 69,491 profit in 2022 to € 11,897 profit in 2025.
Paid € 32,027 in corporate taxes since 2022.
Best year ever: 2022, with € 69,491 profit.
Paid out € 105,000 in dividends to the owners in total.
A new publication or filing at FINCOR? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FINCOR are Jeroen Seminck and Vincent Cools. Vincent Cools is also behind COVACO, ZAO-COVACO, I.K.P., MAURO and b-projects.
Directors
According to the 2025 annual accounts
Jeroen Seminck
Director
since 2018
Vincent Cools
Director
Also active at: COVACO, ZAO-COVACO, I.K.P., MAURO, b-projects, ARTORE, MIURA, VP Invest +5 more
since 2018
Establishments
Establishment units
Physical locations of this company
Langestraat 99 box 3
2240 Zandhoven
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →COVACO same network
€ 3.7 million gross margin · 2025
I.K.P. same network
€ 132,012 gross margin · 2025
MAURO same network
€ -1,788 gross margin · 2025
VP TERRAE same network
€ -4,224 gross margin · 2025
VP Invest same network
€ 354,181 gross margin · 2025
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0688.588.449
- VAT number
- BE 0688.588.449
- Registered office
- Langestraat 99 bus 3, 2240 Zandhoven
- Names & denominations
- FINCOR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 January 2018
- Peppol
- Not registered