Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 39 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ARTORE from Aartselaar, company number BE0676618946, closed financial year 2025 with a result of € 82,505 after tax. For that financial year ARTORE recorded a gross margin of € 454,286 and equity of € 114,016. Compared with financial year 2024, the result moved from € -21,795 to € 82,505. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ 114,016
▲ 262% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 82,505
▲ still € 21,795 loss in 2024
Profit after tax over the fiscal year.
€ 45,158
▲ 214% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 112,016.
People and assets in 2025
€ 300,410
▼ 14% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,661
▼ 53% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 341,380
▼ 14% vs 2024
€ 34,244 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 30,842
▼ 59% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 51,433
▲ 51% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 242,666 | € 243,204 | € 369,286 | € 454,286 | ▲ 23% |
| Profit after taxes | € 39,781 | € 13,204 | € -21,795 | € 82,505 | ▲ € 104,300 |
| Equity | € 40,102 | € 53,306 | € 31,511 | € 114,016 | ▲ 262% |
| Total debts | € 454,171 | € 488,755 | € 508,988 | € 428,154 | ▼ 16% |
| Cash | € 1,200 | € 74,841 | € 14,371 | € 45,158 | ▲ 214% |
| Land & buildings | € 346,391 | € 339,310 | € 332,230 | € 325,149 | ▼ 2% |
| Retained profit | € 38,102 | € 51,306 | € 29,511 | € 112,016 | ▲ 280% |
| Dividend | € 28,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 373,195 | € 401,449 | € 394,691 | € 341,380 | ▼ 14% |
| Balance sheet total | € 494,273 | € 542,061 | € 540,499 | € 542,169 |
Key figures of ARTORE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ARTORE?
What happened at ARTORE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 82,505. Source: NBB ↗
- MIURA BV became a director. NBB
- New establishment in Aartselaar. KBO
- Start of the company according to the CBE. KBO
In short
From € 39,781 profit in 2022 to € 82,505 profit in 2025.
Paid € 64,162 in corporate taxes since 2022.
Best year ever: 2025, with € 82,505 profit.
Paid out € 28,000 in dividends to the owners in total.
Management
The stake of Divera comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ARTOREBehind ARTORE is MIURA BV. The shares are held by Divera (10%).
Directors
According to the 2025 annual accounts
since 2025
Shareholders
10%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Laar 17A1
2630 Aartselaar
Laar 17 box A
2630 Aartselaar
Active since 7 June 2017
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0676.618.946
- VAT number
- BE 0676.618.946
- Registered office
- Laar 17A1, 2630 Aartselaar
- Names & denominations
- ARTORE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 June 2017
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars