Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 8.8 to 6.8.
Financials
Financial year 2025
4M-Fire from Zemst, company number BE0684935905, closed financial year 2025 with a result of € 97,160 after tax. For that financial year 4M-Fire recorded a gross margin of € 675,940 and equity of € 890,044. Compared with financial year 2024, the result moved from € 92,430 to € 97,160. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ 890,044
▲ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 97,160
▲ 5% vs 2024
Profit after tax over the fiscal year.
€ 177,326
▼ 53% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 877,644.
People and assets in 2025
6.8
▼ 0.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 467,052
▲ 5% vs 2024
€ 68,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 121,703
▼ 20% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.4 million
▲ € 1.2 million vs 2024
€ 1.3 million is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 70,911
▼ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 37,726
▲ 26% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 663,304 | € 816,834 | € 651,300 | € 675,940 | ▲ 4% |
| Profit after taxes | € 144,452 | € 169,325 | € 92,430 | € 97,160 | ▲ 5% |
| Equity | € 531,130 | € 700,455 | € 792,885 | € 890,044 | ▲ 12% |
| Total debts | € 789,236 | € 411,522 | € 305,477 | € 1,564,601 | ▲ € 1.3 million |
| Cash | € 492,175 | € 375,361 | € 378,968 | € 177,326 | ▼ 53% |
| Retained profit | € 518,730 | € 688,055 | € 780,485 | € 877,644 | ▲ 12% |
| Bank debt | € 314,413 | € 212,848 | € 143,875 | € 1,369,848 | ▲ € 1.2 million |
| Balance sheet total | € 1,350,162 | € 1,145,723 | € 1,120,698 | € 2,478,712 | ▲ 121% |
| Employees (FTE) | 6.6 | 8.8 | 7.6 | 6.8 | ▼ 0.8 |
Key figures of 4M-Fire, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to 4M-Fire?
What happened at 4M-Fire in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 97,160 (▲ 5% vs 2024). Source: NBB ↗
- New establishment in Zemst. KBO
- Start of the company according to the CBE. KBO
In short
From € 144,452 profit in 2022 to € 97,160 profit in 2025.
Paid € 137,545 in corporate taxes since 2022.
Best year ever: 2023, with € 169,325 profit.
On average € 99,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind 4M-Fire is Michael Moh Moh. Michael Moh Moh is also behind MONY EN ZONEN.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Hoge Buizen 57
1980 Zemst
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Details
- Company number
- 0684.935.905
- VAT number
- BE 0684.935.905
- Registered office
- Hoge Buizen 57, 1980 Zemst
- Names & denominations
- 4M-Fire
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 November 2017
- Peppol
- Active · Active since 30 May 2025
- Contact
- 4m-fire.be
- Activities · NACE
Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit
Overige reiniging van gebouwen; industriële reiniging
Overige gespecialiseerde bouwactiviteiten, neg
Overige gespecialiseerde bouwwerkzaamheden