Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MONY EN ZONEN from Leuven, company number BE0460593315, closed financial year 2025 with a result of € -206,231 after tax. For that financial year MONY EN ZONEN recorded a gross margin of € 485,450 and equity of € 483,399. Compared with financial year 2024, the result moved from € -13,204 to € -206,231. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 483,399
▼ 30% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -206,231
▼ 1462 % more loss than in 2024
Profit after tax over the fiscal year.
€ 30,470
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 464,799.
People and assets in 2025
8.5
▼ 1.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 575,983
▼ 11% vs 2024
€ 67,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 12,974
▼ 9% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 670,800
▼ 14% vs 2024
€ 117,155 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 99,762
▲ 30% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 58,259
▲ 1% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 621,807 | € 873,224 | € 750,422 | € 485,450 | ▼ 35% |
| Profit after taxes | € -130,905 | € 71,176 | € -13,204 | € -206,231 | ▼ € 193,027 |
| Equity | € 631,658 | € 702,834 | € 689,630 | € 483,399 | ▼ 30% |
| Total debts | € 1,265,555 | € 995,958 | € 952,566 | € 840,647 | ▼ 12% |
| Cash | € 109,383 | € 2,948 | - | € 30,470 | |
| Land & buildings | € 1,276,089 | € 1,196,133 | € 1,118,352 | € 1,042,015 | ▼ 7% |
| Retained profit | € 613,058 | € 684,234 | € 671,030 | € 464,799 | ▼ 31% |
| Bank debt | € 940,192 | € 818,681 | € 778,498 | € 670,800 | ▼ 14% |
| Balance sheet total | € 1,914,136 | € 1,717,166 | € 1,660,187 | € 1,338,211 | ▼ 19% |
| Employees (FTE) | 13.3 | 9.1 | 9.9 | 8.5 | ▼ 1.4 |
Key figures of MONY EN ZONEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MONY EN ZONEN?
What happened at MONY EN ZONEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 206,231. Source: NBB ↗
- New establishment in Leuven. KBO
- Start of the company according to the CBE. KBO
In short
From € 130,905 loss in 2022 to € 206,231 loss in 2025.
Paid € 9,141 in corporate taxes since 2022.
Best year ever: 2023, with € 71,176 profit.
On average € 57,100 of value added per employee in 2025.
A new publication or filing at MONY EN ZONEN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind MONY EN ZONEN is 4M-FIRE BV. The shares are held by 4M-FIRE BV (67.4%) and Michaël Moh Moh (32.7%).
Directors
According to the 2025 annual accounts
Director · represented by Michael Moh Moh
Shareholders
67.4%
Michaël Moh Moh
32.7%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Aarschotsesteenweg 119
3012 Leuven
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
Website info
Features
Security
Network
Details
- Company number
- 0460.593.315
- VAT number
- BE 0460.593.315
- Registered office
- Aarschotsesteenweg 119, 3012 Leuven
- Names & denominations
- MONY EN ZONEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 April 1997
- Peppol
- Active · Active since 12 Jan 2026
- Contact
- monyenzonen.be
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