Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 62 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 79 to 71.1.
Financials
Financial year 2025
P. SCHYNS NAMUR- HUY from Namur, company number BE0684755563, closed financial year 2025 with a result of € -668,315 after tax. For that financial year P. SCHYNS NAMUR- HUY recorded revenue of € 34.8 million and equity of € 6.5 million. Compared with financial year 2024, the result moved from € -803,128 to € -668,315. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ 6.5 million
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -668,315
▲ 17 % less loss than in 2024
Profit after tax over the fiscal year.
€ 342,875
▲ 63% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 4 million.
People and assets in 2025
71.1
▼ 3.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 4.3 million
▲ 5% vs 2024
€ 60,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 76,413
▲ € 66,411 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.7 million
▼ 13% vs 2024
€ 262,523 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 2.4 million
▼ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 29 days on average.
€ 809,660
▼ 4% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 62,335,939 | € 63,971,445 | € 41,968,913 | € 34,805,084 | ▼ 17% |
| Profit after taxes | € 87,017 | € -1,156,290 | € -803,128 | € -668,315 | ▲ € 134,813 |
| Equity | € 9,291,274 | € 8,072,485 | € 7,206,856 | € 6,481,350 | ▼ 10% |
| Total debts | € 17,682,213 | € 15,140,232 | € 8,076,642 | € 5,607,367 | ▼ 31% |
| Cash | € 1,261,745 | € 729,111 | € 210,419 | € 342,875 | ▲ 63% |
| Land & buildings | € 5,167,047 | € 4,593,813 | € 4,072,042 | € 3,566,654 | ▼ 12% |
| Retained profit | € 6,671,147 | € 5,514,857 | € 4,711,729 | € 4,043,415 | ▼ 14% |
| Bank debt | € 2,507,169 | € 2,251,802 | € 1,994,072 | € 1,733,957 | ▼ 13% |
| Balance sheet total | € 26,974,238 | € 23,253,666 | € 15,283,498 | € 12,088,717 | ▼ 21% |
| Employees (FTE) | 78.6 | 79 | 74.6 | 71.1 | ▼ 3.5 |
Key figures of P. SCHYNS NAMUR- HUY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to P. SCHYNS NAMUR- HUY?
What happened at P. SCHYNS NAMUR- HUY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- LGMS SRL stepped down as director. NBB
- Schyns P Management stepped down as director. NBB
- G&G Holding SA stepped down as director. NBB
- GAS Management stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 668,315. Source: NBB ↗
- LGMS SRL became a director. NBB
- Schyns P Management became a director. NBB
- G&G Holding SA became a director. NBB
In short
From € 87,017 profit in 2022 to € 668,315 loss in 2025.
Paid € 92,471 in corporate taxes since 2022.
Best year ever: 2022, with € 87,017 profit.
Pays suppliers within 29 days on average.
A new publication or filing at P. SCHYNS NAMUR- HUY? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of G & G CARS, P. SCHYNS LIEGE-WAREMME comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
P. SCHYNS NAMUR- HUYThe shares are held by G&G Holding (100%), G & G CARS (0%) and P. SCHYNS LIEGE-WAREMME (0%).
Directors
According to the 2025 annual accounts
Director · represented by Paul Schyns
Also active at: G & G CARS, P. SCHYNS VERVIERS-EUPEN, P. SCHYNS LIEGE-WAREMME, IMMOBILIERE SCHYNS, G & G HOLDING, G & G PARTS
since 2023 · until 2029
Director · represented by Lucien Gérardy
Also active at: G & G CARS, P. SCHYNS VERVIERS-EUPEN, IMMOBILIERE DIDI AUTOMOBILES, Altis Group SA, P. SCHYNS LIEGE-WAREMME, ALTIS MOBILITY, G & G PARTS, IMMOBILIERE SCHYNS WAREMME +3 more
since 2024 · until 2030
Managing director · represented by Gisèle Schyns
Owns 0% via G & G CARS · Owns 0% via P. SCHYNS LIEGE-WAREMME
Also active at: G & G CARS, P. SCHYNS VERVIERS-EUPEN, IMMOBILIERE DIDI AUTOMOBILES, Altis Group SA, P. SCHYNS LIEGE-WAREMME, ALTIS MOBILITY, G & G PARTS
since 2023 · until 2029
Managing director · represented by Gaetan Schyns
Also active at: G & G CARS, P. SCHYNS VERVIERS-EUPEN, IMMOBILIERE DIDI AUTOMOBILES, Altis Group SA, P. SCHYNS LIEGE-WAREMME, IMMOBILIERE SCHYNS, KM COMPETITION, G & G HOLDING +6 more
since 2023 · until 2029
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chaussée de Marche(NN) 625
5100 Namur
Quai de Compiègne 72
4500 Huy
Active since 1 January 2020
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0684.755.563
- VAT number
- BE 0684.755.563
- Registered office
- Chaussée de Marche(NN) 625, 5100 Namur
- Names & denominations
- P. SCHYNS NAMUR- HUY
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 16 November 2017
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in delen en toebehoren van motorvoertuigen
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Handelsbemiddeling en groothandel in onderdelen en accessoires van motorvoertuigen