Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Shrinking team NBB
FTE fell two years in a row, from 9.3 to 6.6.
Financials
Financial year 2025
MON AGENCE from Liège, company number BE0677896079, closed financial year 2025 with a result of € -39,096 after tax. For that financial year MON AGENCE recorded a gross margin of € 374,585 and equity of € 40,903. Compared with financial year 2024, the result moved from € -57,884 to € -39,096. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 21, 2026.
€ 40,903
▼ 49% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -39,096
▲ 32 % less loss than in 2024
Profit after tax over the fiscal year.
€ 35,157
▼ 25% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 22,082.
People and assets in 2025
6.6
▼ 0.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 400,902
▲ 4% vs 2024
€ 60,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 12,787
▼ 33% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 29,891
▲ 51% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 108,631
▲ 9% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 414,530 | € 464,617 | € 358,691 | € 374,585 | ▲ 4% |
| Profit after taxes | € 53,841 | € -91,866 | € -57,884 | € -39,096 | ▲ € 18,788 |
| Equity | € 229,529 | € 137,663 | € 79,901 | € 40,903 | ▼ 49% |
| Total debts | € 404,604 | € 441,600 | € 413,373 | € 170,705 | ▼ 59% |
| Cash | € 165,376 | € 39,654 | € 46,939 | € 35,157 | ▼ 25% |
| Land & buildings | € 266,587 | € 256,126 | € 245,664 | € 0 | ▼ 100% |
| Retained profit | € 210,929 | € 119,063 | € 61,178 | € 22,082 | ▼ 64% |
| Bank debt | € 246,800 | € 244,549 | € 226,563 | € 0 | ▼ 100% |
| Balance sheet total | € 634,133 | € 579,263 | € 493,274 | € 211,608 | ▼ 57% |
| Employees (FTE) | - | 9.3 | 7.4 | 6.6 | ▼ 0.8 |
Key figures of MON AGENCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MON AGENCE?
What happened at MON AGENCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 39,096. filed late Source: NBB ↗
- New establishment in Chaudfontaine. KBO
- New establishment in Liège. KBO
- Fabienne De Backer became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 53,841 profit in 2022 to € 39,096 loss in 2025.
Paid € 41,127 in corporate taxes since 2022.
Best year ever: 2022, with € 53,841 profit.
On average € 56,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind MON AGENCE is Fabienne De Backer. Fabienne De Backer is also behind MON IMMOBILIERE.
Directors
According to the 2025 annual accounts
since 2017
Establishments
Establishment units
Physical locations of this company
Rue du Vieux-Mayeur 51
4000 Liège
Voie de l'Air Pur 185 box I
4052 Chaudfontaine
Active since 10 November 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Google Workspace
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0677.896.079
- VAT number
- BE 0677.896.079
- Registered office
- Rue du Vieux-Mayeur 51, 4000 Liège
- Names & denominations
- MON AGENCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 July 2017
- Peppol
- Active · Active since 25 Nov 2025
- Contact
- monagence.be
- Activities · NACE
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