Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
INSURE 4 YOU from Ronse, company number BE0677541337, closed financial year 2025 with a result of € 6,813 after tax. For that financial year INSURE 4 YOU recorded a gross margin of € 60,692 and equity of € 30,857. Compared with financial year 2024, the result moved from € -5,194 to € 6,813. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.
€ 30,857
▲ 28% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,813
▲ still € 5,194 loss in 2024
Profit after tax over the fiscal year.
€ 271
▼ 98% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 20,857.
People and assets in 2025
€ 49,493
▲ 2% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 965
▼ 2% vs 2024
Loans from banks and other lenders, long and short.
€ 375
▼ 96% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,458
▲ 50% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 68,220 | € 56,236 | € 44,243 | € 60,692 | ▲ 37% |
| Profit after taxes | € 19,583 | € 7,150 | € -5,194 | € 6,813 | ▲ € 12,006 |
| Equity | € 22,088 | € 29,238 | € 24,044 | € 30,857 | ▲ 28% |
| Total debts | € 92,404 | € 100,658 | € 117,251 | € 133,744 | ▲ 14% |
| Cash | € 11,965 | € 22,146 | € 10,896 | € 271 | ▼ 98% |
| Retained profit | € 12,088 | € 19,238 | € 14,044 | € 20,857 | ▲ 49% |
| Bank debt | € 0 | € 0 | € 985 | € 965 | ▼ 2% |
| Balance sheet total | € 114,492 | € 129,896 | € 141,295 | € 164,601 | ▲ 16% |
Key figures of INSURE 4 YOU, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INSURE 4 YOU?
What happened at INSURE 4 YOU in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 6,813. Source: NBB ↗
- New establishment in Ronse. KBO
- Start of the company according to the CBE. KBO
In short
From € 19,583 profit in 2022 to € 6,813 profit in 2025.
Paid € 10,475 in corporate taxes since 2022.
Best year ever: 2022, with € 19,583 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind INSURE 4 YOU are Tim Pieters, David Verpoort, ANB Advice BV and Jonathan D'homme. Tim Pieters is also behind OLM. David Verpoort is also behind D&B CONSULTING, CODE4, Financo and DV & Partners.
Directors
According to the 2025 annual accounts
Director · represented by Boone Alexander-Nicolaas
Jonathan D'homme
Director
Establishments
Establishment units
Physical locations of this company
Ninoofsesteenweg 324
9600 Ronse
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0677.541.337
- VAT number
- BE 0677.541.337
- Registered office
- Ninoofsesteenweg 324, 9600 Ronse
- Names & denominations
- INSURE 4 YOU
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 June 2017
- Peppol
- Active · Active since 29 Sept 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars