Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
D&L VLAANDEREN from Ronse, company number BE1001722562, closed financial year 2025 with a result of € 2,359 after tax. For that financial year D&L VLAANDEREN recorded a gross margin of € 30,606 and equity of € 4,424. Compared with financial year 2024, the result moved from € 1,065 to € 2,359. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ 4,424
▲ 114% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,359
▲ 122% vs 2024
Profit after tax over the fiscal year.
€ 2,495
▼ 42% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 3,424.
People and assets in 2025
€ 254
▼ 97% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 133,489
▼ 10% vs 2024
€ 14,551 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 921
▲ 203% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 590
▲ 113% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 37,424 | € 30,606 | ▼ 18% |
| Profit after taxes | € 1,065 | € 2,359 | ▲ 122% |
| Equity | € 2,065 | € 4,424 | ▲ 114% |
| Total debts | € 190,192 | € 166,533 | ▼ 12% |
| Cash | € 4,328 | € 2,495 | ▼ 42% |
| Retained profit | € 1,065 | € 3,424 | ▲ 222% |
| Bank debt | € 147,541 | € 133,489 | ▼ 10% |
| Balance sheet total | € 192,257 | € 170,958 | ▼ 11% |
Key figures of D&L VLAANDEREN, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to D&L VLAANDEREN?
What happened at D&L VLAANDEREN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 2,359 (▲ 122% vs 2024). filed late Source: NBB ↗
- DV & Partners SRL became a director. NBB
- New establishment in Ronse. KBO
- David Christian Heysecom became a director. NBB
- Sylvain Yves Leulier became a director. NBB
- Start of the company according to the CBE. KBO
- Maxime Couvreur became a director. NBB
In short
From € 1,065 profit in 2024 to € 2,359 profit in 2025.
Paid € 867 in corporate taxes since 2024.
Best year ever: 2025, with € 2,359 profit.
Management
The stake of DV & Partners comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
D&L VLAANDERENBehind D&L VLAANDEREN are Maxime Couvreur, David Christian Heysecom, DV & Partners SRL and Sylvain Yves Leulier. The shares are held by DV & Partners (50%).
Directors
According to the 2025 annual accounts
since 2023
David Christian Heysecom
Managing director
since 2023
Director · represented by David Van Malcot
since 2025
Sylvain Yves Leulier
Managing director
since 2023
Shareholders
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Ninoofsesteenweg 324
9600 Ronse
Oscar Delghuststraat 60
9600 Ronse
Active since 1 January 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1001.722.562
- VAT number
- BE 1001.722.562
- Registered office
- Ninoofsesteenweg 324, 9600 Ronse
- Names & denominations
- D&L VLAANDEREN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 October 2023
- Peppol
- Active · Active since 6 Mar 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars