What does UNION FINANCE do?

UNION FINANCE is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 22 June 2017, 1 establishment.

What is the address of UNION FINANCE?

The registered office of UNION FINANCE is located at Place Verte 17-18, 7060 Soignies.

Is UNION FINANCE still active?

Yes. According to the CBE (30 October 2026) UNION FINANCE is active, legal situation “Normale toestand”, started on 22 June 2017.

Is UNION FINANCE registered on Peppol?

Yes, UNION FINANCE is registered on the Peppol network with ID 0208:0677482147.

What is the enterprise number of UNION FINANCE?

The enterprise number of UNION FINANCE is BE0677482147.

When was UNION FINANCE founded?

UNION FINANCE was founded on 22 June 2017.

Who are the directors of UNION FINANCE?

According to the 2025 annual accounts, the directors of UNION FINANCE are: Hugues Vanderbecq, Marie-Eve Marot, Calogero La Paglia.

Is UNION FINANCE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 22 June 2017; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did UNION FINANCE make in 2025?

UNION FINANCE posted a profit after taxes of € 141,420 in financial year 2025.

What is the revenue of UNION FINANCE?

As a small company, UNION FINANCE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 547,685.

UNION FINANCE (Private Limited) - Soignies - BE0677482147

Dossier UNION FINANCE, printed on 30 October 2026 from databakkes.be/en/0677482147/union-finance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Board fully replaced NBB

No director from three years ago is still active according to annual account 2025.

Financials

Financial year 2025

UNION FINANCE from Soignies, company number BE0677482147, closed financial year 2025 with a result of € 141,420 after tax. For that financial year UNION FINANCE recorded a gross margin of € 547,685 and equity of € 65,402. Compared with financial year 2024, the result moved from € 138,902 to € 141,420. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 13, 2026.

What it is worth Growing

€ 65,402

▲ 49% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 141,420

▲ 2% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 315,079

▲ 42% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 120,000 paid out

85 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Wage cost

€ 290,616

▲ 21% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 14,030

▼ 13% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 177,348

▼ 16% vs 2024

€ 98,346 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 24,054

▼ 32% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 61,593

▼ 8% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 218,744 Gross margin 2022: € 218,744 First fiscal year in the series	€ 422,960 Gross margin 2023: € 422,960 ▲ 93% vs 2022 (€ 218,744) Favourable step	€ 494,816 Gross margin 2024: € 494,816 ▲ 17% vs 2023 (€ 422,960) Favourable step	€ 547,685 Gross margin 2025: € 547,685 ▲ 11% vs 2024 (€ 494,816) Favourable step	▲ 11%
Profit after taxes	€ -36,746 Profit after taxes 2022: € -36,746 First fiscal year in the series	€ 130,617 Profit after taxes 2023: € 130,617 ▲ € 167,363 vs 2022 (€ -36,746) Favourable step	€ 138,902 Profit after taxes 2024: € 138,902 ▲ 6% vs 2023 (€ 130,617) Favourable step	€ 141,420 Profit after taxes 2025: € 141,420 ▲ 2% vs 2024 (€ 138,902) Favourable step	▲ 2%
Equity	€ -76,039 Equity 2022: € -76,039 First fiscal year in the series	€ 25,080 Equity 2023: € 25,080 ▲ € 101,119 vs 2022 (€ -76,039) Favourable step	€ 43,982 Equity 2024: € 43,982 ▲ 75% vs 2023 (€ 25,080) Favourable step	€ 65,402 Equity 2025: € 65,402 ▲ 49% vs 2024 (€ 43,982) Favourable step	▲ 49%
Total debts	€ 420,990 Total debts 2022: € 420,990 First fiscal year in the series	€ 387,752 Total debts 2023: € 387,752 ▼ 8% vs 2022 (€ 420,990) Favourable step	€ 434,930 Total debts 2024: € 434,930 ▲ 12% vs 2023 (€ 387,752) Unfavourable step	€ 383,651 Total debts 2025: € 383,651 ▼ 12% vs 2024 (€ 434,930) Favourable step	▼ 12%
Cash	€ 3,833 Cash 2022: € 3,833 First fiscal year in the series	€ 129,918 Cash 2023: € 129,918 ▲ € 126,086 vs 2022 (€ 3,833) Favourable step	€ 221,715 Cash 2024: € 221,715 ▲ 71% vs 2023 (€ 129,918) Favourable step	€ 315,079 Cash 2025: € 315,079 ▲ 42% vs 2024 (€ 221,715) Favourable step	▲ 42%
Retained profit	€ -101,119 Retained profit 2022: € -101,119 First fiscal year in the series	€ 0 Retained profit 2023: € 0 ▲ € 101,119 vs 2022 (€ -101,119) Favourable step	€ 18,902 Retained profit 2024: € 18,902 Unchanged (€ 0) Favourable step	€ 40,322 Retained profit 2025: € 40,322 ▲ 113% vs 2024 (€ 18,902) Favourable step	▲ 113%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 29,498 Dividend 2023: € 29,498 Unchanged (€ 0) Unchanged	€ 120,000 Dividend 2024: € 120,000 ▲ € 90,502 vs 2023 (€ 29,498) Unchanged	€ 120,000 Dividend 2025: € 120,000 Unchanged (€ 120,000) Unchanged
Bank debt	€ 307,841 Bank debt 2022: € 307,841 First fiscal year in the series	€ 251,758 Bank debt 2023: € 251,758 ▼ 18% vs 2022 (€ 307,841) Favourable step	€ 211,649 Bank debt 2024: € 211,649 ▼ 16% vs 2023 (€ 251,758) Favourable step	€ 177,348 Bank debt 2025: € 177,348 ▼ 16% vs 2024 (€ 211,649) Favourable step	▼ 16%
Balance sheet total	€ 344,951 Balance sheet total 2022: € 344,951 First fiscal year in the series	€ 412,832 Balance sheet total 2023: € 412,832 ▲ 20% vs 2022 (€ 344,951) Unchanged	€ 478,912 Balance sheet total 2024: € 478,912 ▲ 16% vs 2023 (€ 412,832) Unchanged	€ 449,053 Balance sheet total 2025: € 449,053 ▼ 6% vs 2024 (€ 478,912) Unchanged	▼ 6%

Key figures of UNION FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to UNION FINANCE?

What happened at UNION FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2026 Marie-Eve Marot became a director. NBB
Jun 13, 2026 New annual accounts for financial year 2025: profit of € 141,420 (▲ 2% vs 2024). Source: NBB ↗
2025 Hugues Vanderbecq became a director. NBB
2025 Calogero La Paglia stepped down as director. NBB
Aug 7, 2017 New establishment in Soignies. KBO
2017 Calogero La Paglia became a director. NBB
Jun 22, 2017 Start of the company according to the CBE. KBO

In short

From € 36,746 loss in 2022 to € 141,420 profit in 2025.

Paid € 124,087 in corporate taxes since 2022.

Best year ever: 2025, with € 141,420 profit.

Paid out € 269,498 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

CLP MANAGEMENT 32.5%

Bougard Finances Haute Senne

The stake of CLP MANAGEMENT, Bougard Finances Haute Senne comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

UNION FINANCE

Behind UNION FINANCE are Hugues Vanderbecq and Marie-Eve Marot. The shares are held by CLP MANAGEMENT (32.5%) and Bougard Finances Haute Senne.

Directors

According to the 2025 annual accounts

Hugues Vanderbecq

Director

Also active at: VANDERBECQ, BOUGARD- LA LOUVIERE, HECQ - ASSUR, VANDERBECQ & CO, RAYMOND VANDERBECQ

since 2025

Marie-Eve Marot

Director

Also active at: INVEST ASSUR, FINANCES et COURTAGE P.M.

since 2026

Calogero La Paglia

Director

since 2017 · until 2025

Shareholders

CLP MANAGEMENT

32.5%

Bougard Finances Haute Senne

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Place Verte 17-18

7060 Soignies

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0677.482.147
VAT number: BE 0677.482.147
Registered office: Place Verte 17-18, 7060 Soignies
Names & denominations: UNION FINANCE
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 22 June 2017
Peppol: Active · Active since 2 Jan 2026
Activities · NACE: Agenten en makelaars in bankdiensten

View on CBE Public ↗ Annual accounts (NBB) ↗

UNION FINANCE

Warning lights

Financials

What happened to UNION FINANCE?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Details

Frequently asked questions