What does RAYMOND VANDERBECQ do?

RAYMOND VANDERBECQ is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”. Also registered: insurance broker. Private Limited, started on 6 January 2010, 1 establishment.

What is the address of RAYMOND VANDERBECQ?

The registered office of RAYMOND VANDERBECQ is located at Rue Constantin Meunier 64, 6001 Charleroi.

Is RAYMOND VANDERBECQ still active?

Yes. According to the CBE (29 October 2026) RAYMOND VANDERBECQ is active, legal situation “Normale toestand”, started on 6 January 2010.

Is RAYMOND VANDERBECQ registered on Peppol?

No, RAYMOND VANDERBECQ is currently not registered on the Peppol network.

What is the enterprise number of RAYMOND VANDERBECQ?

The enterprise number of RAYMOND VANDERBECQ is BE0821982057.

When was RAYMOND VANDERBECQ founded?

RAYMOND VANDERBECQ was founded on 6 January 2010.

Who are the directors of RAYMOND VANDERBECQ?

According to the 2025 annual accounts, the directors of RAYMOND VANDERBECQ are: MARC-OLIVIER RAYMOND, HUGUES VANDERBECQ, SF SERVICES SRL.

Is RAYMOND VANDERBECQ a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 6 January 2010; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did RAYMOND VANDERBECQ make in 2025?

RAYMOND VANDERBECQ posted a profit after taxes of € 34,887 in financial year 2025.

What is the revenue of RAYMOND VANDERBECQ?

As a small company, RAYMOND VANDERBECQ is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 214,086.

RAYMOND VANDERBECQ (Private Limited) - Charleroi

Dossier RAYMOND VANDERBECQ, printed on 29 October 2026 from databakkes.be/en/0821982057/raymond-vanderbecq. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

RAYMOND VANDERBECQ from Charleroi, company number BE0821982057, closed financial year 2025 with a result of € 34,887 after tax. For that financial year RAYMOND VANDERBECQ recorded a gross margin of € 214,086 and equity of € 176,123. Compared with financial year 2024, the result moved from € 15,465 to € 34,887. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.

What it is worth Growing

€ 176,123

▲ 25% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 34,887

▲ 126% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 53,177

▼ 28% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 57,971.

People and assets in 2025

Wage cost

€ 110,602

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 9,468

▼ 33% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 6 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 186,864

▼ 22% vs 2024

€ 32,231 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 6,110

▼ 65% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 24,501

▲ 153% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 375,467 Gross margin 2022: € 375,467 First fiscal year in the series	€ 215,409 Gross margin 2023: € 215,409 ▼ 43% vs 2022 (€ 375,467) Unfavourable step	€ 185,717 Gross margin 2024: € 185,717 ▼ 14% vs 2023 (€ 215,409) Unfavourable step	€ 214,086 Gross margin 2025: € 214,086 ▲ 15% vs 2024 (€ 185,717) Favourable step	▲ 15%
Profit after taxes	€ 165,245 Profit after taxes 2022: € 165,245 First fiscal year in the series	€ 35,000 Profit after taxes 2023: € 35,000 ▼ 79% vs 2022 (€ 165,245) Unfavourable step	€ 15,465 Profit after taxes 2024: € 15,465 ▼ 56% vs 2023 (€ 35,000) Unfavourable step	€ 34,887 Profit after taxes 2025: € 34,887 ▲ 126% vs 2024 (€ 15,465) Favourable step	▲ 126%
Equity	€ 140,771 Equity 2022: € 140,771 First fiscal year in the series	€ 175,771 Equity 2023: € 175,771 ▲ 25% vs 2022 (€ 140,771) Favourable step	€ 141,236 Equity 2024: € 141,236 ▼ 20% vs 2023 (€ 175,771) Unfavourable step	€ 176,123 Equity 2025: € 176,123 ▲ 25% vs 2024 (€ 141,236) Favourable step	▲ 25%
Total debts	€ 663,526 Total debts 2022: € 663,526 First fiscal year in the series	€ 304,341 Total debts 2023: € 304,341 ▼ 54% vs 2022 (€ 663,526) Favourable step	€ 315,904 Total debts 2024: € 315,904 ▲ 4% vs 2023 (€ 304,341) Unfavourable step	€ 231,991 Total debts 2025: € 231,991 ▼ 27% vs 2024 (€ 315,904) Favourable step	▼ 27%
Cash	€ 370,907 Cash 2022: € 370,907 First fiscal year in the series	€ 81,787 Cash 2023: € 81,787 ▼ 78% vs 2022 (€ 370,907) Unfavourable step	€ 74,077 Cash 2024: € 74,077 ▼ 9% vs 2023 (€ 81,787) Unfavourable step	€ 53,177 Cash 2025: € 53,177 ▼ 28% vs 2024 (€ 74,077) Unfavourable step	▼ 28%
Land & buildings	€ 230,000 Land & buildings 2022: € 230,000 First fiscal year in the series	€ 221,923 Land & buildings 2023: € 221,923 ▼ 4% vs 2022 (€ 230,000) Unchanged	€ 210,679 Land & buildings 2024: € 210,679 ▼ 5% vs 2023 (€ 221,923) Unchanged	€ 204,189 Land & buildings 2025: € 204,189 ▼ 3% vs 2024 (€ 210,679) Unchanged	▼ 3%
Retained profit	€ 22,619 Retained profit 2022: € 22,619 First fiscal year in the series	€ 57,619 Retained profit 2023: € 57,619 ▲ 155% vs 2022 (€ 22,619) Favourable step	€ 23,084 Retained profit 2024: € 23,084 ▼ 60% vs 2023 (€ 57,619) Unfavourable step	€ 57,971 Retained profit 2025: € 57,971 ▲ 151% vs 2024 (€ 23,084) Favourable step	▲ 151%
Dividend	€ 300,000 Dividend 2022: € 300,000 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 300,000) Unchanged	€ 50,000 Dividend 2024: € 50,000 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 50,000) Unchanged	▼ 100%
Bank debt	€ 311,053 Bank debt 2022: € 311,053 First fiscal year in the series	€ 263,084 Bank debt 2023: € 263,084 ▼ 15% vs 2022 (€ 311,053) Favourable step	€ 238,103 Bank debt 2024: € 238,103 ▼ 9% vs 2023 (€ 263,084) Favourable step	€ 186,864 Bank debt 2025: € 186,864 ▼ 22% vs 2024 (€ 238,103) Favourable step	▼ 22%
Balance sheet total	€ 804,297 Balance sheet total 2022: € 804,297 First fiscal year in the series	€ 480,112 Balance sheet total 2023: € 480,112 ▼ 40% vs 2022 (€ 804,297) Unchanged	€ 457,140 Balance sheet total 2024: € 457,140 ▼ 5% vs 2023 (€ 480,112) Unchanged	€ 408,115 Balance sheet total 2025: € 408,115 ▼ 11% vs 2024 (€ 457,140) Unchanged	▼ 11%

Key figures of RAYMOND VANDERBECQ, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to RAYMOND VANDERBECQ?

What happened at RAYMOND VANDERBECQ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 30, 2026 New annual accounts for financial year 2025: profit of € 34,887 (▲ 126% vs 2024). filed late Source: NBB ↗
Oct 28, 2010 New establishment in Soignies. KBO
2010 HUGUES VANDERBECQ became a director. NBB
2010 SF SERVICES SRL became a director. NBB
Jan 6, 2010 Start of the company according to the CBE. KBO

In short

From € 165,245 profit in 2022 to € 34,887 profit in 2025.

Paid € 100,378 in corporate taxes since 2022.

Best year ever: 2022, with € 165,245 profit.

Paid out € 350,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

S.F. SERVICES 40%

The stake of S.F. SERVICES comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

RAYMOND VANDERBECQ

Behind RAYMOND VANDERBECQ are MARC-OLIVIER RAYMOND, HUGUES VANDERBECQ and SF SERVICES SRL. The shares are held by S.F. SERVICES (40%).

Directors

According to the 2025 annual accounts

MARC-OLIVIER RAYMOND

Director

Also active at: BOUGARD- LA LOUVIERE, INVEST ASSUR

HUGUES VANDERBECQ

Director

Also active at: VANDERBECQ

since 2010

SF SERVICES SRL

Director · represented by RAYMOND MARC-OLIVIER

Also active at: Assurances, Gestion et Conseils, BOUGARD- LA LOUVIERE, INVEST ASSUR

since 2010

Shareholders

S.F. SERVICES

40%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Constantin Meunier 64

6001 Charleroi

2.192.823.867

Place Verte 16

7060 Soignies

Active since 28 October 2010

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

SF UNIT

S.F. SERVICES same network

€ 23,769 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0821.982.057

VAT number

BE 0821.982.057

Registered office

Rue Constantin Meunier 64, 6001 Charleroi

Names & denominations

RAYMOND VANDERBECQ

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

6 January 2010

Peppol

Not registered

Activities · NACE

Agenten en makelaars in bankdiensten

Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗

RAYMOND VANDERBECQ

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Financials

What happened to RAYMOND VANDERBECQ?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions