Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
Financials
Financial year 2024
SEPHI INVEST from Elsene, company number BE0669644349, closed financial year 2024 with a result of € -7,897 after tax. For that financial year SEPHI INVEST recorded a gross margin of € 23,498 and equity of € -268. Compared with financial year 2023, the result moved from € -12,169 to € -7,897. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2025.
€ -268
▼ € 7,897 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,897
▲ 35 % less loss than in 2023
Profit after tax over the fiscal year.
€ 2,728
▲ € 2,725 vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -20,268.
People and assets in 2024
€ 27,766
▲ 29% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 316
▼ 45% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 14,429
▲ 77% vs 2023
Loans from banks and other lenders, long and short.
€ 13,801
▼ 57% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 12,603
▼ 25% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 82,005 | € 36,278 | € 20,182 | € 23,498 | ▲ 16% |
| Profit after taxes | € 53,143 | € 7,955 | € -12,169 | € -7,897 | ▲ € 4,272 |
| Equity | € 11,843 | € 19,798 | € 7,629 | € -268 | ▼ € 7,897 |
| Total debts | € 53,794 | € 22,358 | € 57,283 | € 52,047 | ▼ 9% |
| Cash | € 35,732 | € 8,349 | € 3 | € 2,728 | ▲ € 2,725 |
| Retained profit | € -8,157 | € -202 | € -12,371 | € -20,268 | ▼ € 7,897 |
| Bank debt | € 0 | € 0 | € 8,145 | € 14,429 | ▲ 77% |
| Balance sheet total | € 65,637 | € 42,157 | € 64,913 | € 51,779 | ▼ 20% |
Key figures of SEPHI INVEST, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to SEPHI INVEST?
What happened at SEPHI INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 7,897. filed late Source: NBB ↗
- XVG Invest SRL became a director. NBB
- Perez Invest SRL became a director. NBB
- Equity & Capital SRL became a director. NBB
- Sébastien Vanderperre Sébastien stepped down as director. NBB
- New establishment in Elsene. KBO
- Start of the company according to the CBE. KBO
In short
From € 53,143 profit in 2021 to € 7,897 loss in 2024.
Paid € 10,350 in corporate taxes since 2021.
Best year ever: 2021, with € 53,143 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of PEREZ Invest, XVG Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SEPHI INVESTBehind SEPHI INVEST are XVG Invest SRL, Perez Invest SRL and Equity & Capital SRL. The shares are held by PEREZ Invest (25%) and XVG Invest (25%).
Directors
According to the 2024 annual accounts
Managing director · represented by Giunta XAVIER
since 2024
Managing director · represented by Dari Perez Zaouchi
since 2024
since 2024
Sébastien Vanderperre Sébastien
Director
· until 2024
Shareholders
25%
25%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Vleurgatse Steenweg 293
1050 Elsene
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0669.644.349
- VAT number
- BE 0669.644.349
- Registered office
- Vleurgatse Steenweg 293, 1050 Elsene
- Names & denominations
- SEPHI INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 January 2017
- Peppol
- Active · Active since 30 Dec 2025
- Activities · NACE
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