Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 43 % of short-term debt in 2024; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2024.
Financials
Financial year 2024
Mat & Deco from Beveren-Kruibeke-Zwijndrecht, company number BE0662496142, closed financial year 2024 with a result of € 59,533 after tax. For that financial year Mat & Deco recorded a gross margin of € 225,262 and equity of € 242,225. Compared with financial year 2023, the result moved from € -10,449 to € 59,533. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on November 7, 2025.
€ 242,225
▼ 28% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 59,533
▲ still € 10,449 loss in 2023
Profit after tax over the fiscal year.
€ 6,349
▼ 77% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 21,071 paid out
35 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2024
3
▲ 0.3 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 144,620
▲ 40% vs 2023
€ 48,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 20,749
▼ 23% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 308,358
▼ 3% vs 2023
€ 9,861 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 84,806
▼ 50% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 30,870
▼ 15% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 115,471 | € 104,372 | € 114,022 | € 225,262 | ▲ 98% |
| Profit after taxes | € -16,029 | € -6,072 | € -10,449 | € 59,533 | ▲ € 69,982 |
| Equity | € 351,463 | € 345,391 | € 334,942 | € 242,225 | ▼ 28% |
| Total debts | € 502,486 | € 473,394 | € 523,719 | € 592,222 | ▲ 13% |
| Cash | € 16,925 | € 18,361 | € 27,696 | € 6,349 | ▼ 77% |
| Land & buildings | € 95,066 | € 91,850 | € 88,634 | € 85,417 | ▼ 4% |
| Retained profit | € 79,790 | € 73,718 | € 63,269 | € 101,730 | ▲ 61% |
| Dividend | € 0 | € 0 | € 0 | € 21,071 | |
| Bank debt | € 349,363 | € 330,617 | € 318,039 | € 308,358 | ▼ 3% |
| Balance sheet total | € 853,949 | € 818,785 | € 858,660 | € 834,447 | ▼ 3% |
| Employees (FTE) | 3.9 | 2.5 | 2.7 | 3 | ▲ 0.3 |
Key figures of Mat & Deco, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Mat & Deco?
What happened at Mat & Deco in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Corrected annual accounts filed for financial year 2024. filed late Source: NBB ↗
- New establishment in Kruibeke. KBO
- Start of the company according to the CBE. KBO
In short
From € 16,029 loss in 2021 to € 59,533 profit in 2024.
Best year ever: 2024, with € 59,533 profit.
On average € 75,100 of value added per employee in 2024.
Paid out € 21,071 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Mat & Deco is Filip Vermeulen. Filip Vermeulen is also behind M & D Immo.
Directors
According to the 2024 annual accounts
Establishments
Establishment units
Physical locations of this company
Steendorpsebaan 10 A
9150 Beveren-Kruibeke-Zwijndrecht
Nieuwe baan 10A
9150 Kruibeke
Active since 12 September 2016
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0662.496.142
- VAT number
- BE 0662.496.142
- Registered office
- Steendorpsebaan 10 A, 9150 Beveren-Kruibeke-Zwijndrecht
- Names & denominations
- Mat & Deco
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 September 2016
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Groothandel in machines voor de productie van voedings- en genotmiddelen
Andere reinigingsactiviteiten