Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
M & D Immo from Kruibeke, company number BE0662495548, closed financial year 2025 with a result of € -8,401 after tax. For that financial year M & D Immo recorded a gross margin of € 13,966 and equity of € 49,637. Compared with financial year 2024, the result moved from € 6,979 to € -8,401. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ 49,637
▼ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -8,401
▼ still € 6,979 profit in 2024
Profit after tax over the fiscal year.
€ 127
▲ € 124 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -16,865.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 139,757
▼ 10% vs 2024
€ 16,661 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 23,273 | € 23,291 | € 24,000 | € 13,966 | ▼ 42% |
| Profit after taxes | € 971 | € 802 | € 6,979 | € -8,401 | ▼ € 15,380 |
| Equity | € 50,257 | € 51,059 | € 58,038 | € 49,637 | ▼ 14% |
| Total debts | € 233,201 | € 218,152 | € 197,333 | € 192,185 | ▼ 3% |
| Cash | € 751 | € 177 | € 2 | € 127 | ▲ € 124 |
| Land & buildings | € 192,224 | € 185,303 | € 178,381 | € 171,460 | ▼ 4% |
| Retained profit | € -16,245 | € -15,443 | € -8,464 | € -16,865 | ▼ € 8,401 |
| Bank debt | € 187,810 | € 172,108 | € 156,092 | € 139,757 | ▼ 10% |
| Balance sheet total | € 283,458 | € 269,211 | € 255,371 | € 241,822 | ▼ 5% |
Key figures of M & D Immo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to M & D Immo?
What happened at M & D Immo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 8,401 (▼ € 15,380 vs 2024). filed late Source: NBB ↗
- New establishment in Kruibeke. KBO
- Start of the company according to the CBE. KBO
- Filip Vermeulen became a director. NBB
In short
From € 971 profit in 2022 to € 8,401 loss in 2025.
Best year ever: 2024, with € 6,979 profit.
A new publication or filing at M & D Immo? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Filip Vermeulen
Director
since 2016
Establishments
Establishment units
Physical locations of this company
Nieuwe baan 10 B
9150 Kruibeke
Nieuwe baan 10 box B
9150 Kruibeke
Active since 12 September 2016
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0662.495.548
- VAT number
- BE 0662.495.548
- Registered office
- Nieuwe baan 10 B, 9150 Kruibeke
- Names & denominations
- M & D Immo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 September 2016
- Peppol
- Not registered
- Activities · NACE
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