Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GEMBLOUX AUTOMOBILES from Gembloux, company number BE0654824234, closed financial year 2025 with a result of € 98,947 after tax. For that financial year GEMBLOUX AUTOMOBILES recorded a gross margin of € 712,857 and equity of € 310,702. Compared with financial year 2024, the result moved from € 9,360 to € 98,947. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ 310,702
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 98,947
▲ € 89,586 vs 2024
Profit after tax over the fiscal year.
€ 32,189
▼ 60% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 90,000 paid out
91 % of the profit went to the shareholders, mostly to Mobil Invest (100 % of the shares). That is where the money ends up.
People and assets in 2025
8.9
▼ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 507,171
▲ 5% vs 2024
€ 57,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,727
▼ 42% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 193,242
▼ 41% vs 2024
€ 96,958 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 225,816
▼ 27% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 85,695
▲ 23% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 429,476 | € 603,727 | € 576,903 | € 712,857 | ▲ 24% |
| Profit after taxes | € 23,191 | € 51,405 | € 9,360 | € 98,947 | ▲ € 89,586 |
| Equity | € 270,990 | € 292,395 | € 301,755 | € 310,702 | ▲ 3% |
| Total debts | € 552,267 | € 758,242 | € 757,169 | € 744,753 | ▼ 2% |
| Cash | € 101,896 | € 69,823 | € 80,708 | € 32,189 | ▼ 60% |
| Land & buildings | € 345,620 | € 631,711 | € 606,871 | € 560,762 | ▼ 8% |
| Retained profit | € 70,990 | € 92,395 | € 101,755 | € 110,702 | ▲ 9% |
| Dividend | € 25,000 | € 30,000 | € 0 | € 90,000 | |
| Bank debt | € 205,428 | € 379,763 | € 327,703 | € 193,242 | ▼ 41% |
| Balance sheet total | € 823,257 | € 1,050,637 | € 1,058,925 | € 1,055,455 | |
| Employees (FTE) | 6.1 | 8.3 | 9.3 | 8.9 | ▼ 0.4 |
Key figures of GEMBLOUX AUTOMOBILES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GEMBLOUX AUTOMOBILES?
What happened at GEMBLOUX AUTOMOBILES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 98,947 (▲ € 89,586 vs 2024). Source: NBB ↗
- New establishment in Gembloux. KBO
- Start of the company according to the CBE. KBO
In short
From € 23,191 profit in 2022 to € 98,947 profit in 2025.
Paid € 59,171 in corporate taxes since 2022.
Best year ever: 2025, with € 98,947 profit.
On average € 80,100 of value added per employee in 2025.
A new publication or filing at GEMBLOUX AUTOMOBILES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Mobil Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
GEMBLOUX AUTOMOBILESBehind GEMBLOUX AUTOMOBILES are Mobil Invest SA and Jean-François DECLERC. The shares are held by Mobil Invest (99.8%).
Directors
According to the 2025 annual accounts
Managing director · represented by Declerc Jean-Philippe
Also active at: Dinant Motors, Automobiles-François, CINEY AUTOMOBILES, MARCHE MOTORS
Jean-François DECLERC
Director
Also active at: DECLERC, Immodena, Dinant Motors, Automobiles-François, CINEY AUTOMOBILES, COMPAGNIE IMMOBILIERE NAMUR LUXEMBOURG, Green2move, MARCHE MOTORS +1 more
Shareholders
99.8%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chaussée de Tirlemont 137
5030 Gembloux
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0654.824.234
- VAT number
- BE 0654.824.234
- Registered office
- Chaussée de Tirlemont 137, 5030 Gembloux
- Names & denominations
- GEMBLOUX AUTOMOBILES
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 19 May 2016
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Detailhandel in motorbrandstoffen
Detailhandel in onderdelen en accessoires van motorvoertuigen
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)