Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GARAGE MARVELLE from Gembloux, company number BE0433432820, closed financial year 2025 with a result of € 115,286 after tax. For that financial year GARAGE MARVELLE recorded a gross margin of € 886,873 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 414,113 to € 115,286. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 1.1 million
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 115,286
▼ 72% vs 2024
Profit after tax over the fiscal year.
€ 124,572
▲ € 102,901 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 235,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 730,757
▼ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 21,279
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 481,059
€ 26,089 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 263,259
▲ 51% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 233,793
▼ 10% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 760,340 | € 1,098,447 | € 1,498,768 | € 886,873 | ▼ 41% |
| Profit after taxes | € 61,650 | € 142,496 | € 414,113 | € 115,286 | ▼ 72% |
| Equity | € 684,703 | € 827,199 | € 1,241,312 | € 1,121,598 | ▼ 10% |
| Total debts | € 414,738 | € 1,750,846 | € 579,059 | € 1,517,388 | ▲ 162% |
| Cash | € 307,607 | € 70,265 | € 21,671 | € 124,572 | ▲ € 102,901 |
| Land & buildings | € 81,023 | € 119,804 | € 114,415 | € 836,761 | ▲ € 722,346 |
| Retained profit | € 630,166 | € 772,662 | € 1,186,776 | € 1,067,061 | ▼ 10% |
| Dividend | € 0 | € 0 | € 0 | € 235,000 | |
| Bank debt | € 0 | € 0 | € 0 | € 481,059 | |
| Balance sheet total | € 1,099,441 | € 2,578,045 | € 1,820,371 | € 2,638,986 | ▲ 45% |
| Employees (FTE) | 8.7 | 0 | - | 0 |
Key figures of GARAGE MARVELLE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GARAGE MARVELLE?
What happened at GARAGE MARVELLE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 115,286 (▼ 72% vs 2024). Source: NBB ↗
- Sophie Harmel became a director. NBB
- New establishment in Gembloux. KBO
- Start of the company according to the CBE. KBO
In short
From € 61,650 profit in 2022 to € 115,286 profit in 2025.
Paid € 327,736 in corporate taxes since 2022.
Best year ever: 2024, with € 414,113 profit.
On average € 87,400 of value added per employee in 2022.
Management
Behind GARAGE MARVELLE is Sophie Harmel. Sophie Harmel is also behind LEUZE - AUTO.
Directors
According to the 2025 annual accounts
since 2024
Establishments
Establishment units
Physical locations of this company
Chaussée de Wavre 32
5030 Gembloux
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
CLOUDFLARENET - Cloudflare, Inc., US
DNS
Cloudflare DNS
Website info
Features
Security
Network
Details
- Company number
- 0433.432.820
- VAT number
- BE 0433.432.820
- Registered office
- Chaussée de Wavre 32, 5030 Gembloux
- Names & denominations
- GARAGE MARVELLE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 February 1988
- Peppol
- Active · Active since 11 Dec 2025
- Contact
- marvellegembloux.be
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Detailhandel in motorbrandstoffen
Verhuur en lease van personenauto’s en andere lichte motorvoertuigen
Detailhandel in onderdelen en accessoires van motorvoertuigen
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