Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
Optimum Insurance Group from Dilbeek, company number BE0645688814, closed financial year 2024 with a result of € 14,627 after tax. For that financial year Optimum Insurance Group recorded a gross margin of € 24,802 and equity of € 44,507. Compared with financial year 2023, the result moved from € -1,570 to € 14,627. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 18, 2025.
€ 44,507
▲ 49% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 14,627
▲ still € 1,570 loss in 2023
Profit after tax over the fiscal year.
€ 22,739
▲ 38% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 25,907.
People and assets in 2024
€ 4,412
▼ 8% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 4,098
▼ 49% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 3,668
▲ 77% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 4,702 | € 11,297 | € 9,825 | € 24,802 | ▲ 152% |
| Profit after taxes | € -6,135 | € 40 | € -1,570 | € 14,627 | ▲ € 16,197 |
| Equity | € 27,250 | € 39,690 | € 29,880 | € 44,507 | ▲ 49% |
| Total debts | € 24,933 | € 8,342 | € 21,822 | € 10,881 | ▼ 50% |
| Cash | € 5,645 | € 13,624 | € 16,452 | € 22,739 | ▲ 38% |
| Retained profit | € 21,050 | € 21,090 | € 11,280 | € 25,907 | ▲ 130% |
| Dividend | € 0 | € 0 | € 8,240 | € 0 | ▼ 100% |
| Bank debt | € 6,111 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 52,183 | € 48,032 | € 51,702 | € 55,388 | ▲ 7% |
Key figures of Optimum Insurance Group, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Optimum Insurance Group?
What happened at Optimum Insurance Group in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 14,627. filed late Source: NBB ↗
- Jean Arnolis became a director. NBB
- Michèle De Coninck became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 6,135 loss in 2021 to € 14,627 profit in 2024.
Paid € 9,733 in corporate taxes since 2021.
Best year ever: 2024, with € 14,627 profit.
Paid out € 8,240 in dividends to the owners in total.
A new publication or filing at Optimum Insurance Group? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Optimum Insurance Group are Jean Arnolis and Michèle De Coninck. Jean Arnolis is also behind OPTIMA INSURANCE GROUP.
Directors
According to the 2024 annual accounts
since 2020
Michèle De Coninck
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Itterbeeksebaan 32
1700 Dilbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
DSTNY-BACKBONE International Backbone, BE
Website info
Features
Security
Details
- Company number
- 0645.688.814
- VAT number
- BE 0645.688.814
- Registered office
- Itterbeeksebaan 32, 1700 Dilbeek
- Names & denominations
- Optimum Insurance Group
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 January 2016
- Peppol
- Not registered
- Contact
- optimuminsurancegroup.be