Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
OPTIMA INSURANCE GROUP from Aalst, company number BE0451075041, closed financial year 2025 with a result of € 19,003 after tax. For that financial year OPTIMA INSURANCE GROUP recorded a gross margin of € 33,207 and equity of € 284,122. Compared with financial year 2024, the result moved from € 11,930 to € 19,003. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 30, 2026.
€ 284,122
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 19,003
▲ 59% vs 2024
Profit after tax over the fiscal year.
€ 24,149
▲ 193% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 8,571 paid out
45 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 1,331
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 19,602
▲ 47% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 5,667 | € 30,551 | € 24,839 | € 33,207 | ▲ 34% |
| Profit after taxes | € -12,140 | € 9,632 | € 11,930 | € 19,003 | ▲ 59% |
| Equity | € 269,271 | € 278,904 | € 273,690 | € 284,122 | ▲ 4% |
| Total debts | € 17,268 | € 4,472 | € 13,335 | € 19,602 | ▲ 47% |
| Cash | - | € 4,957 | € 8,248 | € 24,149 | ▲ 193% |
| Land & buildings | € 40,000 | € 35,000 | € 30,000 | € 25,000 | ▼ 17% |
| Retained profit | € 238,285 | € 247,917 | € 242,704 | € 253,135 | ▲ 4% |
| Dividend | € 0 | € 0 | € 17,143 | € 8,571 | ▼ 50% |
| Bank debt | € 10,888 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 286,539 | € 283,375 | € 287,025 | € 303,724 | ▲ 6% |
Key figures of OPTIMA INSURANCE GROUP, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to OPTIMA INSURANCE GROUP?
What happened at OPTIMA INSURANCE GROUP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Jean Arnolis stepped down as director. NBB
- Linda Buydts stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 19,003 (▲ 59% vs 2024). filed late Source: NBB ↗
- Linda Buydts became a director. NBB
- Jean Arnolis became a director. NBB
- New establishment in Dilbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 12,140 loss in 2022 to € 19,003 profit in 2025.
Paid € 27,737 in corporate taxes since 2022.
Best year ever: 2025, with € 19,003 profit.
Paid out € 25,714 in dividends to the owners in total.
A new publication or filing at OPTIMA INSURANCE GROUP? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
since 2023 · until 2029
Linda Buydts
Director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Wateringen 18
9300 Aalst
Berchemstraat 20
1700 Dilbeek
Active since 17 March 1994
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0451.075.041
- VAT number
- BE 0451.075.041
- Registered office
- Wateringen 18, 9300 Aalst
- Names & denominations
- OPTIMA INSURANCE GROUP
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 7 October 1993
- Peppol
- Not registered