Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
81 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
SAGA from Sint-Joost-ten-Node, company number BE0643780387, closed financial year 2025 with a result of € 1,574 after tax. For that financial year SAGA recorded a gross margin of € 129,942 and equity of € 969,460. Compared with financial year 2024, the result moved from € 175,300 to € 1,574. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 16, 2026.
€ 969,460
▼ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,574
▼ 99% vs 2024
Profit after tax over the fiscal year.
€ 1,580
▲ 297% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 352,941 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 54,620
▲ 56% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 312,150
▼ 21% vs 2024
€ 82,305 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 9,274
▼ 45% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 53,168
▲ 219% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 339,754 | € 347,075 | € 349,561 | € 129,942 | ▼ 63% |
| Profit after taxes | € 193,678 | € 169,084 | € 175,300 | € 1,574 | ▼ 99% |
| Equity | € 1,076,443 | € 1,145,527 | € 1,320,827 | € 969,460 | ▼ 27% |
| Total debts | € 720,189 | € 1,101,052 | € 459,969 | € 665,026 | ▲ 45% |
| Cash | € 72,779 | € 565,748 | € 398 | € 1,580 | ▲ 297% |
| Land & buildings | € 1,252,989 | € 1,189,565 | € 1,250,637 | € 1,179,441 | ▼ 6% |
| Retained profit | € 1,057,843 | € 1,126,927 | € 1,302,227 | € 950,860 | ▼ 27% |
| Dividend | € 100,000 | € 100,000 | € 0 | € 352,941 | |
| Bank debt | € 552,150 | € 473,197 | € 393,664 | € 312,150 | ▼ 21% |
| Balance sheet total | € 1,796,632 | € 2,246,579 | € 1,780,796 | € 1,634,486 | ▼ 8% |
Key figures of SAGA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SAGA?
What happened at SAGA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,574 (▼ 99% vs 2024). Source: NBB ↗
- Adrian Glatt became a director. NBB
- Liesbeth Saerens became a director. NBB
- New establishment in Merchtem. KBO
- Start of the company according to the CBE. KBO
In short
From € 193,678 profit in 2022 to € 1,574 profit in 2025.
Paid € 160,492 in corporate taxes since 2022.
Best year ever: 2022, with € 193,678 profit.
Paid out € 552,941 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SAGA are Adrian Glatt and Liesbeth Saerens.
Directors
According to the 2025 annual accounts
Adrian Glatt
Director
since 2017
Liesbeth Saerens
Director
since 2015
Establishments
Establishment units
Physical locations of this company
Victoria Reginaplantsoen 1
1210 Sint-Joost-ten-Node
Stoofstraat 24
1785 Merchtem
Active since 2 December 2015
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 81 companies are registered at this address.
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0643.780.387
- VAT number
- BE 0643.780.387
- Registered office
- Victoria Reginaplantsoen 1, 1210 Sint-Joost-ten-Node
- Names & denominations
- SAGA · FLEX HR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 December 2015
- Peppol
- Active · Active since 10 Oct 2025
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van public relations en communicatie
Adviesbureaus op het gebied van public relations en communicatie
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Activiteiten van uitzendbureaus en andere diensten in verband met personeelsvoorziening
Arbeidsbemiddeling
Handel in eigen onroerend goed
Andere vormen van arbeidsbemiddeling
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