Financials
Financial year 2025
GROEP DGB FINANCE from Lichtervelde, company number BE0643747923, closed financial year 2025 with a result of € 20,388 after tax. For that financial year GROEP DGB FINANCE recorded a gross margin of € 752,496 and equity of € 216,448. Compared with financial year 2024, the result moved from € 84,332 to € 20,388. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.
€ 216,448
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 20,388
▼ 76% vs 2024
Profit after tax over the fiscal year.
€ 228,927
▲ 20% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 154,448.
People and assets in 2025
6.3
▲ 1.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 455,221
▲ 38% vs 2024
€ 72,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 125,368
▼ 6% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1 million
▲ 102% vs 2024
€ 134,712 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 110,014
▲ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 93,944
▼ 10% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 370,810 | € 446,856 | € 586,702 | € 752,496 | ▲ 28% |
| Profit after taxes | € 14,897 | € 62,509 | € 84,332 | € 20,388 | ▼ 76% |
| Equity | € 49,220 | € 111,728 | € 196,061 | € 216,448 | ▲ 10% |
| Total debts | € 466,102 | € 535,028 | € 721,094 | € 1,253,972 | ▲ 74% |
| Cash | € 73,845 | € 283,445 | € 191,422 | € 228,927 | ▲ 20% |
| Land & buildings | € 1,402 | € 1,325 | € 1,249 | € 399,731 | ▲ € 398,482 |
| Retained profit | € -12,780 | € 49,728 | € 134,061 | € 154,448 | ▲ 15% |
| Bank debt | € 365,033 | € 313,388 | € 519,356 | € 1,049,729 | ▲ 102% |
| Balance sheet total | € 515,322 | € 646,757 | € 917,154 | € 1,470,420 | ▲ 60% |
| Employees (FTE) | - | 2.9 | 4.7 | 6.3 | ▲ 1.6 |
Key figures of GROEP DGB FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GROEP DGB FINANCE?
What happened at GROEP DGB FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 20,388 (▼ 76% vs 2024). Source: NBB ↗
- Jan Bogaert stepped down as director. NBB
- New establishment in Ardooie. KBO
- New establishment in Lichtervelde. KBO
- Start of the company according to the CBE. KBO
In short
From € 14,897 profit in 2022 to € 20,388 profit in 2025.
Paid € 80,078 in corporate taxes since 2022.
Best year ever: 2024, with € 84,332 profit.
On average € 119,400 of value added per employee in 2025.
A new publication or filing at GROEP DGB FINANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of DG-INSURANCE, KANTOOR VANDAELE - DAMMAN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
GROEP DGB FINANCEBehind GROEP DGB FINANCE is Jan Bogaert CommV. The shares are held by DG-INSURANCE (10%) and KANTOOR VANDAELE - DAMMAN (1%).
Directors
According to the 2025 annual accounts
Director · represented by Bogaert Jan
Jan Bogaert
Director
· until 2025
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Burgemeester Callewaertlaan 93
8810 Lichtervelde
Stationsstraat 113
8850 Ardooie
Active since 30 December 2019
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0643.747.923
- VAT number
- BE 0643.747.923
- Registered office
- Burgemeester Callewaertlaan 93, 8810 Lichtervelde
- Names & denominations
- GROEP DGB FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 December 2015
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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