Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
ZVANUT from Kalmthout, company number BE0632977557, closed financial year 2024 with a result of € -14,451 after tax. For that financial year ZVANUT recorded a gross margin of € 78,186 and equity of € -94,189. Compared with financial year 2023, the result moved from € -27,514 to € -14,451. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2025.
€ -94,189
▼ € 14,452 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -14,451
▲ 47 % less loss than in 2023
Profit after tax over the fiscal year.
€ 10,829
▲ 5% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -112,789.
People and assets in 2024
€ 80,922
▲ 11% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 508
▼ 84% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 31,170
▲ 37% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 12,443
▲ 12% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 56,853 | € 64,111 | € 61,859 | € 78,186 | ▲ 26% |
| Profit after taxes | € -12,315 | € -8,288 | € -27,514 | € -14,451 | ▲ € 13,062 |
| Equity | € -23,453 | € -31,741 | € -79,738 | € -94,189 | ▼ € 14,452 |
| Total debts | € 95,198 | € 102,954 | € 122,000 | € 129,916 | ▲ 6% |
| Cash | € 35,836 | € 32,709 | € 10,353 | € 10,829 | ▲ 5% |
| Land & buildings | € 268 | - | - | - | |
| Retained profit | € -42,053 | € -50,341 | € -98,338 | € -112,789 | ▼ € 14,452 |
| Dividend | € 0 | € 0 | € 20,482 | € 0 | ▼ 100% |
| Bank debt | € 15,850 | € 10,130 | € 4,333 | € 0 | ▼ 100% |
| Balance sheet total | € 71,745 | € 71,213 | € 42,262 | € 35,727 | ▼ 15% |
Key figures of ZVANUT, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to ZVANUT?
What happened at ZVANUT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 14,452. filed late Source: NBB ↗
- New establishment in Kalmthout. KBO
- Start of the company according to the CBE. KBO
In short
From € 12,315 loss in 2021 to € 14,452 loss in 2024.
Paid € 372 in corporate taxes since 2021.
Paid out € 20,482 in dividends to the owners in total.
A new publication or filing at ZVANUT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Kapellensteenweg (Dp) 217
2920 Kalmthout
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0632.977.557
- VAT number
- BE 0632.977.557
- Registered office
- Kapellensteenweg (Dp) 217, 2920 Kalmthout
- Names & denominations
- ZVANUT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 July 2015
- Peppol
- Active · Active since 28 Jan 2026
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Vervaardiging van beschuit, biscuit en houdbaar banketbakkerswerk
Detailhandel in brood en banketbakkerswerk (koude bakkers)