Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BAKKERIJ CARL from Bonheiden, company number BE0462557564, closed financial year 2025 with a result of € -66,685 after tax. For that financial year BAKKERIJ CARL recorded revenue of € 14.1 million and equity of € 956,043. Compared with financial year 2024, the result moved from € 83,254 to € -66,685. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ 956,043
▼ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -66,685
▼ still € 83,254 profit in 2024
Profit after tax over the fiscal year.
€ 592,264
▲ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 941,718.
People and assets in 2025
72.2
▲ 3.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.5 million
▲ 9% vs 2024
€ 35,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 53,756
▼ 37% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.5 million
▲ 160% vs 2024
€ 321,702 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 1.2 million
▼ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 38 days on average.
€ 361,092
▲ 18% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | € 13,096,587 | € 14,113,277 | ▲ 8% |
| Gross margin | € 2,217,744 | € 2,544,967 | - | - | |
| Profit after taxes | € -87,382 | € 177,350 | € 83,254 | € -66,685 | ▼ € 149,938 |
| Equity | € 762,124 | € 939,474 | € 1,022,728 | € 956,043 | ▼ 7% |
| Total debts | € 4,502,427 | € 2,586,894 | € 2,861,624 | € 4,215,828 | ▲ 47% |
| Cash | € 608,521 | € 511,392 | € 566,322 | € 592,264 | ▲ 5% |
| Land & buildings | € 161,602 | € 161,202 | € 160,801 | € 160,401 | |
| Retained profit | € 747,799 | € 925,149 | € 1,008,403 | € 941,718 | ▼ 7% |
| Bank debt | € 525,559 | € 692,760 | € 593,227 | € 1,545,277 | ▲ 160% |
| Balance sheet total | € 5,264,551 | € 3,526,368 | € 3,884,351 | € 5,171,871 | ▲ 33% |
| Employees (FTE) | 59.3 | 62.3 | 68.8 | 72.2 | ▲ 3.4 |
Key figures of BAKKERIJ CARL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BAKKERIJ CARL?
What happened at BAKKERIJ CARL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 66,685 (▼ € 149,938 vs 2024). Source: NBB ↗
- New establishment in Bonheiden. KBO
- New establishment in Mechelen. KBO
- New establishment in Heist-op-den-Berg. KBO
- Sillis Consulting BV became a director. NBB
- New establishment in Mechelen. KBO
- New establishment in Sint-Katelijne-Waver. KBO
- Wendy Lambrechts became a director. NBB
In short
From € 87,382 loss in 2022 to € 66,685 loss in 2025.
Paid € 132,696 in corporate taxes since 2022.
Best year ever: 2023, with € 177,350 profit.
On average € 40,900 of value added per employee in 2023.
Management
The stake of Artisan Food Solutions, SILLIS CONSULTING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BAKKERIJ CARLBehind BAKKERIJ CARL are Sillis Consulting BV, Artisan Food Solutions BV and Wendy Lambrechts. The shares are held by Artisan Food Solutions (80%) and SILLIS CONSULTING (20%).
Directors
According to the 2025 annual accounts
since 2022
Director · represented by Carl Cleirbaut
Also active at: Broodbakkers Cleirbaut, Immo Cleirbaut, DeliCarl
since 2020
Wendy Lambrechts
Director
since 2021
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Putsesteenweg 59-61
2820 Bonheiden
Rijmenamseweg 177
2820 Bonheiden
Active since 13 February 1998
Putsesteenweg 59
2820 Bonheiden
Active since 1 January 2008
Dorp 28
2820 Bonheiden
Active since 1 January 2008
Tervuursesteenweg 295
1981 Zemst
Active since 31 July 2021
Zoetewei 23
2580 Putte
Active since 31 July 2021
Antwerpsesteenweg 117
2800 Mechelen
Active since 1 January 2022
Liersesteenweg 84
2860 Sint-Katelijne-Waver
Active since 1 January 2022
Binnenweg 29
2220 Heist-op-den-Berg
Active since 2 May 2024
Leuvensesteenweg(MZN) 368
2812 Mechelen
Active since 15 May 2025
Dorp 29
2820 Bonheiden
Active since 21 October 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
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Website info
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Details
- Company number
- 0462.557.564
- VAT number
- BE 0462.557.564
- Registered office
- Putsesteenweg 59-61, 2820 Bonheiden
- Names & denominations
- BAKKERIJ CARL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 February 1998
- Peppol
- Active · Active since 2 Dec 2025
- Contact
- bakkerijcarl.be [email protected]
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Artisanale brood- en banketbakkerijen