Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Create & Build from Brecht, company number BE0628577519, closed financial year 2025 with a result of € -69,767 after tax. For that financial year Create & Build recorded a gross margin of € -6,936 and equity of € -788,843. Compared with financial year 2024, the result moved from € -359,923 to € -69,767. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 24, 2026.
€ -788,843
▼ € 69,767 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -69,767
▲ 81 % less loss than in 2024
Profit after tax over the fiscal year.
€ 43
▼ 41% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -807,443.
People and assets in 2025
0.1
▼ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1,918
▼ 95% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 967
▼ 79% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 399,062
Loans from banks and other lenders, long and short.
€ 6,865
▼ 75% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 860
▼ 94% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 188,414 | € 96,705 | € -4,806 | € -6,936 | ▼ € 2,130 |
| Profit after taxes | € 151,599 | € 44,201 | € -359,923 | € -69,767 | ▲ € 290,156 |
| Equity | € -403,354 | € -359,153 | € -719,076 | € -788,843 | ▼ € 69,767 |
| Total debts | € 801,802 | € 814,671 | € 852,670 | € 818,781 | ▼ 4% |
| Cash | € 11,973 | € 19,764 | € 73 | € 43 | ▼ 41% |
| Land & buildings | € 7,566 | € 6,673 | € 5,780 | € 4,887 | ▼ 15% |
| Retained profit | € -421,954 | € -377,753 | € -737,676 | € -807,443 | ▼ € 69,767 |
| Bank debt | € 402,970 | € 398,500 | € 398,500 | € 399,062 | |
| Balance sheet total | € 398,448 | € 455,519 | € 133,594 | € 29,938 | ▼ 78% |
| Employees (FTE) | 0.5 | 0.5 | 0.5 | 0.1 | ▼ 0.4 |
Key figures of Create & Build, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Create & Build?
What happened at Create & Build in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 69,767. filed late Source: NBB ↗
- New establishment in Brecht. KBO
- Start of the company according to the CBE. KBO
In short
From € 151,599 profit in 2022 to € 69,767 loss in 2025.
Paid € 1,649 in corporate taxes since 2022.
Best year ever: 2022, with € 151,599 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Create & Build are Michèle Vochten and Tom De Vries. It owns 98.9% of CB Invest and 25% of Apart Real Estate + (in faillissement) itself.
Directors
According to the 2025 annual accounts
Michèle Vochten
Director
Also active at: NAV, Netwerk Architecten Vlaanderen, ARVO - Architectuur, vorm & omgeving, CB INVEST
Establishments
Establishment units
Physical locations of this company
Heiken 81D
2960 Brecht
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0628.577.519
- VAT number
- BE 0628.577.519
- Registered office
- Heiken 81D, 2960 Brecht
- Names & denominations
- Create & Build
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 April 2015
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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