Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Carême & Walter from Gembloux, company number BE0568527787, closed financial year 2025 with a result of € 36,184 after tax. For that financial year Carême & Walter recorded a gross margin of € 60,308 and equity of € 352,002. Compared with financial year 2024, the result moved from € 36,563 to € 36,184. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 2, 2026.
€ 352,002
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 36,184
▼ 1% vs 2024
Profit after tax over the fiscal year.
€ 3,731
▼ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 4,000 paid out
11 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 3,180
▼ 33% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 108,082
▲ 3% vs 2024
€ 16,732 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 3,292
▲ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 586
▼ 95% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 82,228 | € 70,554 | € 60,828 | € 60,308 | ▼ 1% |
| Profit after taxes | € 64,652 | € 49,396 | € 36,563 | € 36,184 | ▼ 1% |
| Equity | € 259,859 | € 289,255 | € 319,818 | € 352,002 | ▲ 10% |
| Total debts | € 68,341 | € 178,578 | € 158,122 | € 118,350 | ▼ 25% |
| Cash | € 516 | € 2,827 | € 4,715 | € 3,731 | ▼ 21% |
| Land & buildings | - | € 148,643 | € 156,190 | € 148,412 | ▼ 5% |
| Retained profit | € 253,659 | € 283,055 | € 313,618 | € 345,802 | ▲ 10% |
| Dividend | € 20,000 | € 20,000 | € 6,000 | € 4,000 | ▼ 33% |
| Bank debt | € 0 | € 110,882 | € 104,566 | € 108,082 | ▲ 3% |
| Balance sheet total | € 328,200 | € 467,834 | € 477,941 | € 470,353 | ▼ 2% |
Key figures of Carême & Walter, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Carême & Walter?
What happened at Carême & Walter in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 36,184 (▼ 1% vs 2024). filed late Source: NBB ↗
- New establishment in Gembloux. KBO
- CEDRIC LILIAN CAREME became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 64,652 profit in 2022 to € 36,184 profit in 2025.
Paid € 40,533 in corporate taxes since 2022.
Best year ever: 2022, with € 64,652 profit.
Paid out € 50,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Carême & Walter is CEDRIC LILIAN CAREME. It owns 99% of Ernst - Carême itself.
Directors
According to the 2025 annual accounts
CEDRIC LILIAN CAREME
Manager
since 2015
Establishments
Establishment units
Physical locations of this company
Rue de la Ferme, Bos. 17
5032 Gembloux
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0568.527.787
- VAT number
- BE 0568.527.787
- Registered office
- Rue de la Ferme, Bos. 17, 5032 Gembloux
- Names & denominations
- Carême & Walter
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 January 2015
- Peppol
- Not registered
- Activities · NACE
Activiteiten van holdings
Holdings