Financials
Financial year 2024
ERNST-CAREME from Gembloux, company number BE0476624643, closed financial year 2024 with a result of € 16,948 after tax. For that financial year ERNST-CAREME recorded a gross margin of € 75,883 and equity of € 163,073. Compared with financial year 2023, the result moved from € 17,049 to € 16,948. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 23, 2025.
€ 163,073
▲ 12% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 16,948
▼ 1% vs 2023
Profit after tax over the fiscal year.
€ 138,362
▲ 26% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 155,013.
People and assets in 2024
€ 31,280
▲ € 24,959 vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 1,433
▲ 54% vs 2023
Supplier invoices still open on the last day of the fiscal year.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 66,492 | € 37,373 | € 42,168 | € 75,883 | ▲ 80% |
| Profit after taxes | € 34,062 | € 10,300 | € 17,049 | € 16,948 | ▼ 1% |
| Equity | € 118,776 | € 129,076 | € 146,125 | € 163,073 | ▲ 12% |
| Total debts | € 8,343 | € 0 | € 931 | € 1,723 | ▲ 85% |
| Cash | € 88,028 | € 96,550 | € 109,938 | € 138,362 | ▲ 26% |
| Retained profit | € 112,576 | € 122,876 | € 138,065 | € 155,013 | ▲ 12% |
| Balance sheet total | € 127,119 | € 129,076 | € 147,056 | € 164,796 | ▲ 12% |
Key figures of ERNST-CAREME, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to ERNST-CAREME?
What happened at ERNST-CAREME in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 16,948 (▼ 1% vs 2023). filed late Source: NBB ↗
- New establishment in Gembloux. KBO
- Start of the company according to the CBE. KBO
In short
From € 34,062 profit in 2021 to € 16,948 profit in 2024.
Paid € 36,944 in corporate taxes since 2021.
Best year ever: 2021, with € 34,062 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Carême & Walter comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ERNST-CAREMEBehind ERNST-CAREME is CAREME & WALTER. The shares are held by Carême & Walter (99%).
Directors
According to the 2024 annual accounts
Director · represented by CAREME CEDRIC
Shareholders
99%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Av. de la Faculté-d'Agronomie 57
5030 Gembloux
Av. de la Faculté-d'Agronomie
5030 Gembloux
Active since 15 March 2002
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
DNS
Cloudflare DNS
Website info
Features
Security
Details
- Company number
- 0476.624.643
- VAT number
- BE 0476.624.643
- Registered office
- Av. de la Faculté-d'Agronomie 57, 5030 Gembloux
- Names & denominations
- ERNST-CAREME
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 January 2002
- Peppol
- Active · Active since 12 Jun 2026
- Contact
- assurances-ernst-careme.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten