Active · per the CBE, 30 September 2026

FINANCIERE DU BEFFROI

BE0562899116

Rechtspersoon Private limited company 1 establishment

Quai Andreï Sakharov(TOU) 30, 7500 Tournai

Behind the company: Sylvain TESSE.

Active for

12 year

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Tight liquidity NBB

    Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

FINANCIERE DU BEFFROI from Tournai, company number BE0562899116, closed financial year 2025 with a result of € -1.3 million after tax. For that financial year FINANCIERE DU BEFFROI recorded a gross margin of € 50,302 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 20,111 to € -1.3 million. The company made a loss. The buffer shrank hard: equity is 54 % below last year. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.

What it is worth Shrank hard

€ 1.1 million

▼ 54% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -1.3 million

▼ still € 20,111 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 2,557

▼ 74% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 895,134.

People and assets in 2025

Full-time equivalents

0.8

▼ 0.2 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 20,046

▼ 56% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 6 years to go

€ 110,833

▼ 43% vs 2024

€ 19,000 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 464

▼ 92% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 434

▼ 99% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 196,359 € 197,565 € 140,162 € 50,302 ▼ 64%
Profit after taxes € 76,273 € 71,034 € 20,111 € -1,269,410 ▼ € 1.3 million
Equity € 2,273,399 € 2,344,433 € 2,364,544 € 1,095,134 ▼ 54%
Total debts € 578,167 € 456,395 € 354,320 € 338,970 ▼ 4%
Cash € 24,326 € 21,127 € 9,916 € 2,557 ▼ 74%
Land & buildings € 237,120 € 230,211 € 223,371 € 216,462 ▼ 3%
Retained profit € 2,073,399 € 2,144,433 € 2,164,544 € 895,134 ▼ 59%
Bank debt € 465,488 € 325,768 € 195,908 € 110,833 ▼ 43%
Balance sheet total € 2,851,566 € 2,800,828 € 2,718,865 € 1,434,105 ▼ 47%
Employees (FTE) 1 1 1 0.8 ▼ 0.2

Key figures of FINANCIERE DU BEFFROI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FINANCIERE DU BEFFROI?

What happened at FINANCIERE DU BEFFROI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: loss of € 1.3 million (▼ € 1.3 million vs 2024). Source: NBB ↗
  • Sylvain TESSE became a director. NBB
  • New establishment in Tournai. KBO
  • Start of the company according to the CBE. KBO

In short

From € 76,273 profit in 2022 to € 1.3 million loss in 2025.

Paid € 70,892 in corporate taxes since 2022.

Best year ever: 2022, with € 76,273 profit.

On average € 140,200 of value added per employee in 2024.

Management

The stake of TESSE SYLVAIN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

FINANCIERE DU BEFFROI

Behind FINANCIERE DU BEFFROI is Sylvain TESSE. The shares are held by TESSE SYLVAIN (100%). It owns 100% of TOURNAI ASSURANCES itself.

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Directors

According to the 2025 annual accounts

Sylvain TESSE

Director

Also active at: TOURNAI ASSURANCES

since 2025

Shareholders

Participations

Establishments

Establishment units

Physical locations of this company

Registered office

Quai Andreï Sakharov(TOU) 30

7500 Tournai

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0562.899.116
VAT number
BE 0562.899.116
Registered office
Quai Andreï Sakharov(TOU) 30, 7500 Tournai
Names & denominations
FINANCIERE DU BEFFROI
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
23 September 2014
Peppol
Active · Active since 27 Mar 2026

Frequently asked questions

What is the address of FINANCIERE DU BEFFROI?
The registered office of FINANCIERE DU BEFFROI is located at Quai Andreï Sakharov(TOU) 30, 7500 Tournai.
Is FINANCIERE DU BEFFROI still active?
Yes. According to the CBE (30 September 2026) FINANCIERE DU BEFFROI is active, legal situation “Normale toestand”, started on 23 September 2014.
Is FINANCIERE DU BEFFROI registered on Peppol?
Yes, FINANCIERE DU BEFFROI is registered on the Peppol network with ID 0208:0562899116.
What is the enterprise number of FINANCIERE DU BEFFROI?
The enterprise number of FINANCIERE DU BEFFROI is BE0562899116.
When was FINANCIERE DU BEFFROI founded?
FINANCIERE DU BEFFROI was founded on 23 September 2014.
Who owns FINANCIERE DU BEFFROI?
Behind FINANCIERE DU BEFFROI is Sylvain TESSE. The shares are held by TESSE SYLVAIN (100%). It owns 100% of TOURNAI ASSURANCES itself.