Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 33 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2023.
Financials
Financial year 2025
TESSE SYLVAIN from Rumes, company number BE0462806794, closed financial year 2025 with a result of € 385,694 after tax. For that financial year TESSE SYLVAIN recorded a gross margin of € 1.7 million and equity of € 4.6 million. Compared with financial year 2024, the result moved from € 495,904 to € 385,694. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 4.6 million
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 385,694
▼ 22% vs 2024
Profit after tax over the fiscal year.
€ 198,736
▼ 53% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 120,000 paid out
31 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
14.2
▼ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 793,025
▼ 2% vs 2024
€ 55,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 121,941
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3.9 million
▼ 20% vs 2024
€ 677,332 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 106,040
▲ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 181,756
▲ 30% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,465,749 | € 1,525,441 | € 1,585,027 | € 1,655,396 | ▲ 4% |
| Profit after taxes | € 443,880 | € 389,899 | € 495,904 | € 385,694 | ▼ 22% |
| Equity | € 3,527,400 | € 3,912,460 | € 4,333,203 | € 4,598,897 | ▲ 6% |
| Total debts | € 3,574,973 | € 2,868,286 | € 5,424,060 | € 4,556,046 | ▼ 16% |
| Cash | € 591,600 | € 692,586 | € 418,441 | € 198,736 | ▼ 53% |
| Land & buildings | € 1,215,992 | € 1,116,990 | € 1,054,565 | € 992,399 | ▼ 6% |
| Retained profit | € 2,762,289 | € 3,147,349 | € 3,555,692 | € 3,821,386 | ▲ 7% |
| Dividend | € 40,000 | € 40,000 | € 40,000 | € 120,000 | ▲ 200% |
| Bank debt | € 3,113,311 | € 2,436,766 | € 4,905,422 | € 3,924,218 | ▼ 20% |
| Balance sheet total | € 7,102,373 | € 6,780,746 | € 9,757,263 | € 9,154,943 | ▼ 6% |
| Employees (FTE) | 15 | 14.3 | 15.1 | 14.2 | ▼ 0.9 |
Key figures of TESSE SYLVAIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TESSE SYLVAIN?
What happened at TESSE SYLVAIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 385,694 (▼ 22% vs 2024). filed late Source: NBB ↗
- New establishment in Péruwelz. KBO
- New establishment in Tournai. KBO
- New establishment in Rumes. KBO
- Start of the company according to the CBE. KBO
In short
From € 443,880 profit in 2022 to € 385,694 profit in 2025.
Paid € 277,250 in corporate taxes since 2022.
Best year ever: 2024, with € 495,904 profit.
On average € 116,600 of value added per employee in 2025.
Management
Behind TESSE SYLVAIN are DAMIEN VANDERMEERSCH, SYLVAIN TESSE and CAROLINE CARBONELLE. It owns 100% of Huysmans, 100% of Pro Conseil Holding, 100% of Financiere Du Beffroi and 100% of Droulez itself.
Directors
According to the 2025 annual accounts
DAMIEN VANDERMEERSCH
Director
CAROLINE CARBONELLE
Director
Establishments
Establishment units
Physical locations of this company
Chaussée de Douai(RS) 41
7610 Rumes
Rue des Français(PER) 85
7600 Péruwelz
Active since 24 April 2015
Rue Edouard Valcke(TOU) 20
7500 Tournai
Active since 1 June 2000
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0462.806.794
- VAT number
- BE 0462.806.794
- Registered office
- Chaussée de Douai(RS) 41, 7610 Rumes
- Names & denominations
- TESSE SYLVAIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 March 1998
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
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