Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Charlotte Invest from Spiere-Helkijn, company number BE0560829650, closed financial year 2025 with a result of € -12,328 after tax. For that financial year Charlotte Invest recorded a gross margin of € 7,673 and equity of € -47,872. Compared with financial year 2024, the result moved from € 79,657 to € -12,328. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 16, 2026.
€ -47,872
▼ € 12,328 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -12,328
▼ still € 79,657 profit in 2024
Profit after tax over the fiscal year.
€ 941
▼ 74% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -54,072.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 281,475
▼ 2% vs 2024
€ 6,147 is repaid this year. At this pace the long-term loan is gone in ≈ 46 years.
€ 2,571
▼ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 829
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 4,814 | € -7,176 | € 94,290 | € 7,673 | ▼ 92% |
| Profit after taxes | € 2,877 | € -23,320 | € 79,657 | € -12,328 | ▼ € 91,985 |
| Equity | € -91,881 | € -115,201 | € -35,544 | € -47,872 | ▼ € 12,328 |
| Total debts | € 407,448 | € 593,572 | € 418,610 | € 416,214 | ▼ 1% |
| Cash | € 211 | € 3,540 | € 3,678 | € 941 | ▼ 74% |
| Land & buildings | € 132,925 | € 181,285 | € 349,891 | € 337,111 | ▼ 4% |
| Retained profit | € -98,081 | € -121,401 | € -41,744 | € -54,072 | ▼ € 12,328 |
| Bank debt | € 346,814 | € 417,695 | € 286,924 | € 281,475 | ▼ 2% |
| Balance sheet total | € 315,566 | € 478,371 | € 383,066 | € 368,342 | ▼ 4% |
Key figures of Charlotte Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Charlotte Invest?
What happened at Charlotte Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 12,328 (▼ € 91,985 vs 2024). Source: NBB ↗
- New establishment in Zwevegem. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,877 profit in 2022 to € 12,328 loss in 2025.
Paid € 638 in corporate taxes since 2022.
Best year ever: 2024, with € 79,657 profit.
A new publication or filing at Charlotte Invest? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Charlotte Invest is Jensi Vercruysse. It owns 50% of Realimmo itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Avelgemstraat 8 box C
8587 Spiere-Helkijn
Remi Deprezstraat(H) 4
8551 Zwevegem
Active since 29 August 2014
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0560.829.650
- VAT number
- BE 0560.829.650
- Registered office
- Avelgemstraat 8 bus C, 8587 Spiere-Helkijn
- Names & denominations
- Charlotte Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 August 2014
- Peppol
- Active · Active since 31 Mar 2026
- Activities · NACE
Activiteiten van syndici van onroerend goed
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Beheer van niet-residentieel onroerend goed voor een vast bedrag of op contractbasis