Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 44 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Mercurial Invest from Leuven, company number BE0546649537, closed financial year 2025 with a result of € 101,754 after tax. For that financial year Mercurial Invest recorded a gross margin of € 443,958 and equity of € 972,619. Compared with financial year 2024, the result moved from € 38,739 to € 101,754. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.
€ 972,619
▲ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 101,754
▲ 163% vs 2024
Profit after tax over the fiscal year.
€ 6,233
▼ 39% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 833 paid out
1 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
3.6
▲ 1.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 206,561
▲ 52% vs 2024
€ 57,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,939
▼ 64% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 512,648
▼ 23% vs 2024
€ 101,793 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 51,551
▼ 7% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 100,477
▲ 6% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 445,710 | € 355,769 | € 325,008 | € 443,958 | ▲ 37% |
| Profit after taxes | € 217,943 | € 36,532 | € 38,739 | € 101,754 | ▲ 163% |
| Equity | € 798,028 | € 833,759 | € 871,698 | € 972,619 | ▲ 12% |
| Total debts | € 912,597 | € 1,217,365 | € 1,114,112 | € 950,430 | ▼ 15% |
| Cash | € 24,297 | € 15,239 | € 10,183 | € 6,233 | ▼ 39% |
| Land & buildings | - | € 276,900 | € 276,900 | € 321,900 | ▲ 16% |
| Retained profit | € 758,028 | € 793,759 | € 831,698 | € 932,619 | ▲ 12% |
| Dividend | € 800 | € 800 | € 800 | € 833 | ▲ 4% |
| Bank debt | € 524,243 | € 853,050 | € 668,695 | € 512,648 | ▼ 23% |
| Balance sheet total | € 1,710,625 | € 2,051,125 | € 1,985,810 | € 1,923,049 | ▼ 3% |
| Employees (FTE) | 2.9 | 2.6 | 2.4 | 3.6 | ▲ 1.2 |
Key figures of Mercurial Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to Mercurial Invest?
What happened at Mercurial Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 101,754 (▲ 163% vs 2024). Source: NBB ↗
- Bart Geeraert became a director. NBB
- Catherine Fernandes became a director. NBB
- New establishment in Rotselaar. KBO
- New establishment in Leuven. KBO
- Start of the company according to the CBE. KBO
In short
From € 217,943 profit in 2022 to € 101,754 profit in 2025.
Paid € 60,259 in corporate taxes since 2022.
Best year ever: 2022, with € 217,943 profit.
On average € 123,300 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Mercurial Invest are Bart Geeraert and Catherine Fernandes. The shares are held by Bart Geeraert (100%). It owns 99.9% of Stevens Holding, 99.6% of EuroCap and 99% of EuroCork itself.
Directors
According to the 2025 annual accounts
Bart Geeraert
Director
Owns 100% directly
Also active at: EUROCORK, STEVENS HOLDING - EURO CAP, EUROCAP
since 2023
Catherine Fernandes
Director
since 2023
Shareholders
Bart Geeraert · director
100%
Participations
Establishments
Establishment units
Physical locations of this company
Wijnpersstraat 15
3000 Leuven
Wingepark 49
3110 Rotselaar
Active since 16 April 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0546.649.537
- VAT number
- BE 0546.649.537
- Registered office
- Wijnpersstraat 15, 3000 Leuven
- Names & denominations
- Mercurial Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 February 2014
- Peppol
- Active · Active since 12 Dec 2025
- Activities · NACE
Activiteiten van holdings
Overige zakelijke dienstverlening, neg
Holdings
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Diverse administratieve activiteiten ten behoeve van kantoren