Financials
Financial year 2025
T&B VERZEKERINGEN from Temse, company number BE0544445063, closed financial year 2025 with a result of € 16,387 after tax. For that financial year T&B VERZEKERINGEN recorded a gross margin of € 225,360 and equity of € 126,191. Compared with financial year 2024, the result moved from € 15,385 to € 16,387. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.
€ 126,191
▲ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 16,387
▲ 7% vs 2024
Profit after tax over the fiscal year.
€ 41,578
▲ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 118,191.
People and assets in 2025
€ 188,913
▲ 17% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,552
▼ 50% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,844
▼ 64% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 28,283
▲ 36% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 243,105 | € 248,136 | € 231,228 | € 225,360 | ▼ 3% |
| Profit after taxes | € 19,110 | € 5,020 | € 15,385 | € 16,387 | ▲ 7% |
| Equity | € 89,399 | € 94,419 | € 109,804 | € 126,191 | ▲ 15% |
| Total debts | € 142,403 | € 52,571 | € 28,748 | € 31,127 | ▲ 8% |
| Cash | € 8,302 | € 16,078 | € 40,340 | € 41,578 | ▲ 3% |
| Retained profit | € 81,399 | € 86,419 | € 101,804 | € 118,191 | ▲ 16% |
| Bank debt | € 119,127 | € 29,986 | € 0 | € 0 | |
| Balance sheet total | € 231,802 | € 146,990 | € 138,552 | € 157,317 | ▲ 14% |
| Employees (FTE) | 2.3 | - | - | - |
Key figures of T&B VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to T&B VERZEKERINGEN?
What happened at T&B VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 16,387 (▲ 7% vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Temse. KBO
- New establishment in Beveren-Kruibeke-Zwijndrecht. KBO
In short
From € 19,110 profit in 2022 to € 16,387 profit in 2025.
Paid € 34,746 in corporate taxes since 2022.
Best year ever: 2022, with € 19,110 profit.
On average € 105,700 of value added per employee in 2022.
A new publication or filing at T&B VERZEKERINGEN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of 4T comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
T&B VERZEKERINGENBehind T&B VERZEKERINGEN are J-mile COMMV, Rambo COMMV and 4T BV. The shares are held by 4T (17%).
Directors
According to the 2025 annual accounts
Director · represented by Van Steenwege Leen
Director · represented by Jan Maurits Rombaut
Director · represented by Hooftman Tim
Shareholders
17%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Oeverstraat 23 box B
9140 Temse
Oeverstraat 23 box b
9140 Temse
Active since 13 January 2014
Koningin Astridplein 3
9150 Beveren-Kruibeke-Zwijndrecht
Active since 13 January 2014
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0544.445.063
- VAT number
- BE 0544.445.063
- Registered office
- Oeverstraat 23 bus B, 9140 Temse
- Names & denominations
- T&B VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 January 2014
- Peppol
- Active · Active since 5 Jan 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars