Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Figures corrected NBB
Corrected annual account filed for 2024.
Financials
Financial year 2025
TEST-ACHATS ASSURANCES from Sint-Gillis (bij-Brussel), company number BE0537251425, closed financial year 2025 with a result of € -44,095 after tax. For that financial year TEST-ACHATS ASSURANCES recorded revenue of € 20,824 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € -21,950 to € -44,095. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 3, 2026.
€ 1.1 million
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -44,095
▼ 101 % more loss than in 2024
Profit after tax over the fiscal year.
€ 808,963
▼ 14% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 535,094.
People and assets in 2025
3.2
▲ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 341,351
▲ 4% vs 2024
€ 106,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 18,969
▼ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 80 days on average.
€ 64,944
▲ 1% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 21,516 | € 22,029 | € 20,308 | € 20,824 | ▲ 3% |
| Profit after taxes | € 69,926 | € 19,726 | € -21,950 | € -44,095 | ▼ € 22,145 |
| Equity | € 1,100,012 | € 1,119,738 | € 1,097,788 | € 1,053,694 | ▼ 4% |
| Total debts | € 58,571 | € 275,899 | € 83,623 | € 83,913 | |
| Cash | € 1,141,631 | € 1,210,782 | € 944,762 | € 808,963 | ▼ 14% |
| Retained profit | € 581,412 | € 601,138 | € 579,188 | € 535,094 | ▼ 8% |
| Balance sheet total | € 1,158,583 | € 1,395,637 | € 1,181,411 | € 1,137,606 | ▼ 4% |
| Employees (FTE) | 3.2 | 2 | 3 | 3.2 | ▲ 0.2 |
Key figures of TEST-ACHATS ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TEST-ACHATS ASSURANCES?
What happened at TEST-ACHATS ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Vincent FRASELLE stepped down as director. NBB
- Jean-Philippe DUCART stepped down as director. NBB
- Joaquim DA SILVA stepped down as director. NBB
- Vincent LABARRE stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 44,095. filed late Source: NBB ↗
- Vincent FRASELLE became a director. NBB
- Jean-Philippe DUCART became a director. NBB
- Joaquim DA SILVA became a director. NBB
In short
From € 69,926 profit in 2022 to € 44,095 loss in 2025.
Paid € 30,526 in corporate taxes since 2022.
Best year ever: 2022, with € 69,926 profit.
Pays suppliers within 80 days on average.
A new publication or filing at TEST-ACHATS ASSURANCES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Vincent FRASELLE
Director
since 2025 · until 2027
Jean-Philippe DUCART
Director
since 2025 · until 2027
Joaquim DA SILVA
Director
since 2025 · until 2027
Vincent LABARRE
Director
since 2025 · until 2027
Establishments
Establishment units
Physical locations of this company
Hollandstraat 13
1060 Sint-Gillis (bij-Brussel)
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →BELGISCHE VERBRUIKERSUNIE TEST-AANKOOP
€ 927,471 gross margin · 2025
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ASSOCIATION FOR THE ADVANCEMENT OF CONSUMERISM IN THE WORLD
VERBRUIKERS UNIE TEST AANKOOP
€ 60 million revenue · 2025
EUROCONSUMERS
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0537.251.425
- VAT number
- BE 0537.251.425
- Registered office
- Hollandstraat 13, 1060 Sint-Gillis (bij-Brussel)
- Names & denominations
- TEST-ACHATS ASSURANCES · TEST-AANKOOP VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 2 August 2013
- Peppol
- Active · Active since 10 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg