Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ASSOCIATION DES CONSOMMATEURS TEST ACHATS from Sint-Gillis (bij-Brussel), company number BE0425989356, closed financial year 2025 with a result of € -1.7 million after tax. For that financial year ASSOCIATION DES CONSOMMATEURS TEST ACHATS recorded revenue of € 60 million and equity of € 12 million. Compared with financial year 2024, the result moved from € -4.3 million to € -1.7 million. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 3, 2026.
€ 12 million
▼ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1.7 million
▲ 61 % less loss than in 2024
Profit after tax over the fiscal year.
€ 1.8 million
▲ 77% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -4.3 million.
People and assets in 2025
289.9
▼ 13.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 34.7 million
▼ 1% vs 2024
€ 119,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 79,097
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 5.6 million
▲ 11% vs 2024
€ 1.4 million is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 10.6 million
▲ 23% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 86 days on average.
€ 5.3 million
▲ 1% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 60,275,851 | € 60,600,642 | € 60,821,513 | € 59,996,975 | ▼ 1% |
| Profit after taxes | € -3,556,045 | € -678,390 | € -4,283,612 | € -1,663,428 | ▲ € 2.6 million |
| Equity | € 18,665,663 | € 17,987,273 | € 13,703,662 | € 12,040,234 | ▼ 12% |
| Total debts | € 27,209,366 | € 24,374,499 | € 20,485,509 | € 23,688,878 | ▲ 16% |
| Cash | € 1,655,806 | € 3,241,727 | € 1,022,086 | € 1,806,186 | ▲ 77% |
| Land & buildings | € 8,909,983 | € 8,846,483 | € 8,398,014 | € 7,701,618 | ▼ 8% |
| Retained profit | € 2,359,086 | € 1,680,696 | € -2,602,916 | € -4,266,344 | ▼ € 1.7 million |
| Bank debt | € 7,932,016 | € 6,492,688 | € 5,053,360 | € 5,620,308 | ▲ 11% |
| Balance sheet total | € 45,893,873 | € 42,380,615 | € 34,208,014 | € 35,847,955 | ▲ 5% |
| Employees (FTE) | 323.2 | 312.7 | 303 | 289.9 | ▼ 13.1 |
Key figures of ASSOCIATION DES CONSOMMATEURS TEST ACHATS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ASSOCIATION DES CONSOMMATEURS TEST ACHATS?
What happened at ASSOCIATION DES CONSOMMATEURS TEST ACHATS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Armand De Wasch stepped down as director. NBB
- Guido Adriaenssens stepped down as director. NBB
- Ivo Mechels stepped down as director. NBB
- Eric De Maerteleire stepped down as director. NBB
- Roland Counye stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 1.7 million. filed late Source: NBB ↗
- Armand De Wasch became a director. NBB
- Guido Adriaenssens became a director. NBB
In short
From € 3.6 million loss in 2022 to € 1.7 million loss in 2025.
Pays suppliers within 86 days on average.
Management
Directors
According to the 2025 annual accounts
Armand De Wasch
Chairman of the board
since 2024 · until 2027
since 2024 · until 2027
Ivo Mechels
Director
Also active at: GEZINSBOND, ASSOCIATION BELGE DES CONSOMMATEURS TEST-ACHATS, Hoger Instituut voor Gezinswetenschappen, ORGANISATION INDEPENDANTE POUR LA PROTECTION DU CONSOMMATEUR, Xustiza
since 2024 · until 2027
Eric De Maerteleire
Director
since 2024 · until 2027
Roland Counye
Director
Also active at: ASSOCIATION BELGE DES CONSOMMATEURS TEST-ACHATS, ORGANISATION INDEPENDANTE POUR LA PROTECTION DU CONSOMMATEUR
since 2024 · until 2027
Establishments
Establishment units
Physical locations of this company
Hollandstraat 13
1060 Sint-Gillis (bij-Brussel)
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →BELGISCHE VERBRUIKERSUNIE TEST-AANKOOP same network
€ 927,471 gross margin · 2025
Union Nationale des Entreprises Industrielles de Moyenne et Moindre Importance Productrices de Chaussures "umochobel"
ASSOCIATION FOR THE ADVANCEMENT OF CONSUMERISM IN THE WORLD
EUROCONSUMERS
ONAFHANKELIJKE ORGANISATIE TER BESCHERMING VAN DE CONSUMENT same network
€ 544,139 gross margin · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0425.989.356
- VAT number
- BE 0425.989.356
- Registered office
- Hollandstraat 13, 1060 Sint-Gillis (bij-Brussel)
- Names & denominations
- ASSOCIATION DES CONSOMMATEURS TEST ACHATS · VERBRUIKERS UNIE TEST AANKOOP
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 6 July 1984
- Peppol
- Active · Active since 29 Apr 2025
- Activities · NACE
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