Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ALBO.PRODUCT from Herstal, company number BE0534721903, closed financial year 2025 with a result of € -23,870 after tax. For that financial year ALBO.PRODUCT recorded revenue of € 13.2 million and equity of € 2.6 million. Compared with financial year 2024, the result moved from € -182,457 to € -23,870. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ 2.6 million
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -23,870
▲ 87 % less loss than in 2024
Profit after tax over the fiscal year.
€ 59,359
▼ 88% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -159,524.
People and assets in 2025
42.3
▼ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.1 million
▲ 10% vs 2024
€ 50,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2.1 million
▼ 16% vs 2024
Of which on lease € 2.1 million.
Debts at end 2025
€ 6.2 million
▼ 16% vs 2024
€ 577,941 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 239,622
▼ 33% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 8 days on average.
€ 330,600
▲ 27% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | € 11,818,221 | € 11,249,893 | € 13,228,498 | ▲ 18% |
| Gross margin | € 3,008,331 | - | - | - | |
| Profit after taxes | € -296,929 | € 51,397 | € -182,457 | € -23,870 | ▲ € 158,587 |
| Equity | € 1,937,995 | € 3,003,187 | € 2,671,005 | € 2,582,753 | ▼ 3% |
| Total debts | € 11,899,110 | € 8,991,539 | € 8,243,122 | € 6,962,821 | ▼ 16% |
| Cash | € 858,988 | € 925,662 | € 508,836 | € 59,359 | ▼ 88% |
| Land & buildings | € 5,335,938 | € 5,135,014 | € 4,774,676 | € 4,413,044 | ▼ 8% |
| Retained profit | € -4,595 | € 46,802 | € -135,654 | € -159,524 | ▼ € 23,870 |
| Bank debt | € 10,277,062 | € 8,313,435 | € 7,326,799 | € 6,187,487 | ▼ 16% |
| Balance sheet total | € 13,837,105 | € 11,994,725 | € 10,914,127 | € 9,545,574 | ▼ 13% |
| Employees (FTE) | 41.8 | 42.5 | 42.7 | 42.3 | ▼ 0.4 |
Key figures of ALBO.PRODUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ALBO.PRODUCT?
What happened at ALBO.PRODUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- CICERO CONSULT SPRL stepped down as director. NBB
- SYL Concept SRL stepped down as director. NBB
- ABI-C.V.R. SA stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 23,870. Source: NBB ↗
- SYL Concept SRL became a director. NBB
- ABI-C.V.R. SA became a director. NBB
- New establishment in Herstal. KBO
- CICERO CONSULT SPRL became a director. NBB
In short
From € 296,929 loss in 2022 to € 23,870 loss in 2025.
Paid € 10,461 in corporate taxes since 2022.
Best year ever: 2023, with € 51,397 profit.
On average € 72,000 of value added per employee in 2022.
A new publication or filing at ALBO.PRODUCT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of ABI-C.V.R., ABILEX, CHA - VER comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ALBO.PRODUCTThe shares are held by ABI-C.V.R. (75%), ABILEX (20%) and CHA - VER (5%).
Directors
According to the 2025 annual accounts
Managing director · represented by Denis NEUVILLE
Also active at: ALUMI & Co, ABILEX
since 2017 · until 2029
Director · represented by Sylvain PINTE
Also active at: AZURA, ALBOPLAST, BATISUD, ETABLISSEMENTS MARIEN, ABITECH, ABI-C.V.R., ACOGEFIN, ALUMI & Co +1 more
since 2023 · until 2029
since 2021 · until 2029
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Route de Liers 140
4041 Herstal
Rue Chaussée 120
4342 Awans
Active since 5 August 2013
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0534.721.903
- VAT number
- BE 0534.721.903
- Registered office
- Route de Liers 140, 4041 Herstal
- Names & denominations
- ALBO.PRODUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 May 2013
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- [email protected]
- Activities · NACE
Vervaardiging van metalen deuren en vensters
Schrijnwerk
Groothandel in bouwmaterialen, algemeen assortiment
Vervaardiging van kunststofartikelen voor de bouw