Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2024; threshold 65 %.
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Late annual account NBB
Fiscal year 2024 was filed 280 days after the legal deadline.
Financials
Financial year 2024
LES FLEURS DE MARIE from Seraing, company number BE0526986251, closed financial year 2024 with a result of € 4,516 after tax. For that financial year LES FLEURS DE MARIE recorded a gross margin of € 75,870 and equity of € -96,310. Compared with financial year 2023, the result moved from € 3,788 to € 4,516. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 7, 2026.
€ -96,310
▲ € 4,516 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,516
▲ 19% vs 2023
Profit after tax over the fiscal year.
€ 34,752
▲ 49% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € -114,910.
People and assets in 2024
€ 55,952
▼ 4% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 520
▼ 56% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 83,444
▼ 12% vs 2023
€ 13,901 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 33,571
▲ € 29,977 vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 17,192
▼ 14% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Revenue | - | € 167,588 | - | - | |
| Gross margin | € 62,578 | € 60,493 | € 80,921 | € 75,870 | ▼ 6% |
| Profit after taxes | € -22,732 | € -27,459 | € 3,788 | € 4,516 | ▲ 19% |
| Equity | € -77,155 | € -104,614 | € -100,826 | € -96,310 | ▲ € 4,516 |
| Total debts | € 377,003 | € 371,337 | € 312,918 | € 326,272 | ▲ 4% |
| Cash | € 35,740 | € 8,280 | € 23,256 | € 34,752 | ▲ 49% |
| Land & buildings | € 155,909 | € 146,565 | € 137,359 | € 128,278 | ▼ 7% |
| Retained profit | € -95,755 | € -123,214 | € -119,426 | € -114,910 | ▲ € 4,516 |
| Bank debt | € 119,936 | € 108,090 | € 94,901 | € 83,444 | ▼ 12% |
| Balance sheet total | € 299,848 | € 266,723 | € 212,092 | € 229,962 | ▲ 8% |
Key figures of LES FLEURS DE MARIE, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to LES FLEURS DE MARIE?
What happened at LES FLEURS DE MARIE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 4,516 (▲ 19% vs 2023). filed late Source: NBB ↗
- Caroline Insalaco became a director. NBB
- Marie-Christine Insalaco became a director. NBB
- New establishment in Seraing. KBO
- Start of the company according to the CBE. KBO
In short
From € 22,732 loss in 2021 to € 4,516 profit in 2024.
Best year ever: 2024, with € 4,516 profit.
A new publication or filing at LES FLEURS DE MARIE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind LES FLEURS DE MARIE are Marie-Christine Insalaco and Caroline Insalaco. The same people are also behind LA BELLE JARDINIERE.
Directors
According to the 2024 annual accounts
since 2016
since 2025
Establishments
Establishment units
Physical locations of this company
Rue de l'Etang 60
4102 Seraing
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0526.986.251
- VAT number
- BE 0526.986.251
- Registered office
- Rue de l'Etang 60, 4102 Seraing
- Names & denominations
- LES FLEURS DE MARIE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 April 2013
- Peppol
- Active · Active since 25 Dec 2025
- Activities · NACE
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