Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 37 % of short-term debt in 2024; threshold 65 %.
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Late annual account NBB
Fiscal year 2024 was filed 285 days after the legal deadline.
Financials
Financial year 2024
LA BELLE JARDINIERE from Seraing, company number BE0428351604, closed financial year 2024 with a result of € -84,695 after tax. For that financial year LA BELLE JARDINIERE recorded a gross margin of € 559,310 and equity of € 17,022. Compared with financial year 2023, the result moved from € -658 to € -84,695. The company made a loss. The buffer shrank hard: equity is 83 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 12, 2026.
€ 17,022
▼ 83% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -84,695
▼ 12772 % more loss than in 2023
Profit after tax over the fiscal year.
€ 68,667
▼ 23% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -44,978.
People and assets in 2024
16.9
▼ 12.7 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 614,536
▲ 10% vs 2023
€ 36,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 5,250
▼ 38% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 80,711
▲ € 74,339 vs 2023
€ 13,636 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 238,874
▲ 22% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 126,020
▲ 3% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Revenue | - | € 1,690,663 | - | - | |
| Gross margin | € 458,699 | € 564,141 | € 579,467 | € 559,310 | ▼ 3% |
| Profit after taxes | € 931 | € -48,073 | € -658 | € -84,695 | ▼ € 84,038 |
| Equity | € 150,449 | € 102,376 | € 101,718 | € 17,022 | ▼ 83% |
| Total debts | € 365,619 | € 515,165 | € 379,122 | € 520,196 | ▲ 37% |
| Cash | € 68,229 | € 117,685 | € 89,430 | € 68,667 | ▼ 23% |
| Retained profit | € 88,449 | € 40,376 | € 39,718 | € -44,978 | ▼ € 84,695 |
| Bank debt | € 9,926 | € 5,746 | € 6,373 | € 80,711 | ▲ € 74,339 |
| Balance sheet total | € 516,069 | € 617,541 | € 480,840 | € 537,219 | ▲ 12% |
| Employees (FTE) | - | 12.8 | 29.6 | 16.9 | ▼ 12.7 |
Key figures of LA BELLE JARDINIERE, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to LA BELLE JARDINIERE?
What happened at LA BELLE JARDINIERE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Caroline INSALACO stepped down as director. NBB
- Marie-Christine Insalaco stepped down as director. NBB
- New annual accounts for financial year 2024: loss of € 84,695. filed late Source: NBB ↗
- Caroline INSALACO became a director. NBB
- New establishment in Esneux. KBO
- Marie-Christine Insalaco became a director. NBB
- New establishment in Waremme. KBO
- New establishment in Grâce-Hollogne. KBO
In short
From € 931 profit in 2021 to € 84,695 loss in 2024.
Paid € 2,390 in corporate taxes since 2021.
Best year ever: 2021, with € 931 profit.
On average € 33,100 of value added per employee in 2024.
A new publication or filing at LA BELLE JARDINIERE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2024 annual accounts
since 2020 · until 2026
since 2025 · until 2031
Establishments
Establishment units
Physical locations of this company
Boulevard Galilée 100
4100 Seraing
Rue du Village(Flh) 6
4400 Flémalle
Active since 13 April 2019
Place Ernest Rongvaux 8
4300 Waremme
Active since 1 June 2020
Rue Joseph Heusdens 77
4460 Grâce-Hollogne
Active since 1 June 2020
Avenue de la Station 13
4130 Esneux
Active since 20 December 2021
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.351.604
- VAT number
- BE 0428.351.604
- Registered office
- Boulevard Galilée 100, 4100 Seraing
- Names & denominations
- LA BELLE JARDINIERE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1986
- Peppol
- Active · Active since 25 Dec 2025
- Activities · NACE
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