Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 49 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
UNIVERT from Theux, company number BE0416661025, closed financial year 2025 with a result of € -787,888 after tax. For that financial year UNIVERT recorded revenue of € 9.4 million and equity of € 723,429. Compared with financial year 2024, the result moved from € -658,345 to € -787,888. The company made a loss. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 11, 2026.
€ 723,429
▲ € 1.2 million vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -787,888
▼ 20 % more loss than in 2024
Profit after tax over the fiscal year.
€ 2.4 million
▲ € 2.1 million vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.5 million.
People and assets in 2025
33.3
▲ 6.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.8 million
▲ 34% vs 2024
€ 53,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 164,887
▲ 96% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 5.4 million
▲ 34% vs 2024
€ 181,401 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 1.2 million
▲ 23% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 54 days on average.
€ 161,677
▼ 37% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | € 7,097,755 | € 7,351,366 | € 9,350,787 | ▲ 27% |
| Gross margin | € 631,441 | - | - | - | |
| Profit after taxes | € -976,073 | € -251,890 | € -658,345 | € -787,888 | ▼ € 129,543 |
| Equity | € 421,552 | € 169,662 | € -488,683 | € 723,429 | ▲ € 1.2 million |
| Total debts | € 5,610,824 | € 6,429,712 | € 5,843,279 | € 7,733,297 | ▲ 32% |
| Cash | € 107,299 | € 155,151 | € 275,871 | € 2,375,598 | ▲ € 2.1 million |
| Land & buildings | € 1,835,781 | € 1,205,677 | € 1,139,716 | € 1,073,935 | ▼ 6% |
| Retained profit | € 205,885 | € -46,006 | € -704,350 | € -1,492,239 | ▼ € 787,888 |
| Bank debt | € 3,699,793 | € 4,404,018 | € 4,013,388 | € 5,360,244 | ▲ 34% |
| Balance sheet total | € 6,032,377 | € 6,599,373 | € 5,354,596 | € 8,456,725 | ▲ 58% |
| Employees (FTE) | 27 | 25.6 | 27.1 | 33.3 | ▲ 6.2 |
Key figures of UNIVERT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to UNIVERT?
What happened at UNIVERT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 787,888. filed late Source: NBB ↗
- New establishment in Malmedy. KBO
- New establishment in Grâce-Hollogne. KBO
- New establishment in Theux. KBO
- Start of the company according to the CBE. KBO
In short
From € 976,073 loss in 2022 to € 787,888 loss in 2025.
Paid € 777 in corporate taxes since 2022.
On average € 23,400 of value added per employee in 2022.
Pays suppliers within 54 days on average.
Management
Behind UNIVERT are SOFABO SA and FIL GOOD SC. The same people are also behind COMBLAIN MOTORS and JAFI. SOFABO SA is also behind Creficom, ALTIORE, EUROPEAN AMUSEMENT COMPANY, S.A. AMERICAN BOWLING CLUB and COVIFIL.
Directors
According to the 2025 annual accounts
Director · represented by Victor, Tomas BOSQUIN
Also active at: Creficom, COMBLAIN MOTORS, ALTIORE, EUROPEAN AMUSEMENT COMPANY, S.A. AMERICAN BOWLING CLUB, COVIFIL, BOCAM, BRASSERIE DE L'ABBAYE DU VAL-DIEU +15 more
Establishments
Establishment units
Physical locations of this company
Chaussée de Verviers 181/a
4910 Theux
Avenue du Pont de Warche 17
4960 Malmedy
Active since 26 August 2025
Rue du Terril 6
4460 Grâce-Hollogne
Active since 26 August 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0416.661.025
- VAT number
- BE 0416.661.025
- Registered office
- Chaussée de Verviers 181/a, 4910 Theux
- Names & denominations
- UNIVERT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 December 1976
- Peppol
- Active · Active since 23 Oct 2025
- Activities · NACE
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Detailhandel in ijzerwaren, verf, bouwmaterialen (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte van minder dan 400 m2
Detailhandel in bloemen, planten, zaden en kunstmeststoffen
Gespecialiseerde detailhandel in bloemen en planten, zaden en kunstmeststoffen
Verhuur en lease van machines, apparatuur en handgereedschap voor doe-het-zelvers
Reparatie en onderhoud van machines
Groothandel in werkkleding
Verhuur en lease van landbouwmachines en -werktuigen
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