Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Legal situation KBO
Vrijwillige ontbinding – vereffening according to the CBE.
Financials
Financial year 2025
BRS MICROFINANCE COOP from Leuven, company number BE0508996711, closed financial year 2025 with a result of € 219,297 after tax. For that financial year BRS MICROFINANCE COOP recorded a gross margin of € -42,416 and equity of € 21.4 million. Compared with financial year 2024, the result moved from € 559,063 to € 219,297. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 18, 2026.
€ 21.4 million
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 219,297
▼ 61% vs 2024
Profit after tax over the fiscal year.
€ 358,736
▲ 23% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 533,512 paid out
More than the year’s profit went to the shareholders; reserves fell.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4,348
▼ 41% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 803
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | - | - | - | € -42,416 | |
| Profit after taxes | € 438,295 | € 470,177 | € 559,063 | € 219,297 | ▼ 61% |
| Equity | € 21,980,950 | € 21,923,957 | € 21,987,923 | € 21,411,208 | ▼ 3% |
| Total debts | € 121,148 | € 138,077 | € 230,937 | € 543,724 | ▲ 135% |
| Cash | € 11,574,925 | € 3,441,853 | € 292,288 | € 358,736 | ▲ 23% |
| Retained profit | € -225,550 | € 138,957 | € 481,923 | € 167,708 | ▼ 65% |
| Dividend | € 0 | € 109,678 | € 216,096 | € 533,512 | ▲ 147% |
| Balance sheet total | € 22,102,099 | € 22,062,034 | € 22,218,860 | € 22,004,931 | ▼ 1% |
Key figures of BRS MICROFINANCE COOP, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BRS MICROFINANCE COOP?
What happened at BRS MICROFINANCE COOP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
BRS MICROFINANCE COOP is active according to the CBE. Legal situation: Vrijwillige ontbinding – vereffening.
- Hugo Vanderpooten stepped down as director. NBB
- Bart Verbeek stepped down as director. NBB
- Geert Debeerst stepped down as director. NBB
- Koen Schrever stepped down as director. NBB
- Anja De Kimpe stepped down as director. NBB
- Frederik Vandepitte stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 219,297 (▼ 61% vs 2024). Source: NBB ↗
- Anja De Kimpe became a director. NBB
In short
From € 438,295 profit in 2022 to € 219,297 profit in 2025.
Paid € 91,753 in corporate taxes since 2022.
Best year ever: 2024, with € 559,063 profit.
Paid out € 859,287 in dividends to the owners in total.
A new publication or filing at BRS MICROFINANCE COOP? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Cera comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BRS MICROFINANCE COOPThe shares are held by Cera (45.6%).
Directors
According to the 2025 annual accounts
since 2025 · until 2028
since 2022 · until 2025
since 2024 · until 2027
Stephan Olaerts
Director
Also active at: BRS, Rode Kruishotel, Onderzoeks- en Ontwikkelingsfonds Rode Kruis- Vlaanderen, Rode Kruis-Vlaanderen
since 2024 · until 2025
since 2025 · until 2027
since 2025 · until 2028
since 2025 · until 2028
Frederik Vandepitte
Chairman of the board
Also active at: BRS, CERA BEHEERSMAATSCHAPPIJ - CERA SOCIETE DE GESTION, KBC ANCORA, ALMANCORA BEHEERSMAATSCHAPPIJ
since 2024 · until 2027
Shareholders
45.6%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Muntstraat 1
3000 Leuven
Monseigneur Ladeuzeplein 15
3000 Leuven
Active since 8 January 2013
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →Cera same network
€ 19.7 million revenue · 2025
BRS same network
€ -105,869 gross margin · 2025
Cera Ancora
CERA BEHEERSMAATSCHAPPIJ - CERA SOCIETE DE GESTION same network
€ 255,932 gross margin · 2025
KBC ANCORA same network
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0508.996.711
- VAT number
- BE 0508.996.711
- Registered office
- Muntstraat 1, 3000 Leuven
- Names & denominations
- BRS MICROFINANCE COOP
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Vrijwillige ontbinding – vereffening
- Start date
- 8 January 2013
- Peppol
- Active · Active since 16 Jan 2025
- Activities · NACE
Activiteiten van geldmarkt- en niet-geldmarktbeleggingsfondsen
Beleggingstrusts en -fondsen en vergelijkbare financiële instellingen