Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Huishandel from Gent, company number BE0508668889, closed financial year 2025 with a result of € -26,396 after tax. For that financial year Huishandel recorded a gross margin of € -6,836 and equity of € -64,786. Compared with financial year 2024, the result moved from € -20,417 to € -26,396. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 10, 2026.
€ -64,786
▼ € 26,396 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -26,396
▼ 29 % more loss than in 2024
Profit after tax over the fiscal year.
€ 60,312
▲ 291% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -70,986.
Debts at end 2025
€ 1 million
▲ 127% vs 2024
Loans from banks and other lenders, long and short.
€ 50,968
▲ 104% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,154
▲ 116% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -23,462 | € -12,160 | € -5,862 | € -6,836 | ▼ € 975 |
| Profit after taxes | € -22,574 | € -30,062 | € -20,417 | € -26,396 | ▼ € 5,979 |
| Equity | € 12,089 | € -17,973 | € -38,390 | € -64,786 | ▼ € 26,396 |
| Total debts | € 213,182 | € 811,946 | € 986,615 | € 1,637,077 | ▲ 66% |
| Cash | € 90,229 | € 19,448 | € 15,416 | € 60,312 | ▲ 291% |
| Retained profit | € 5,889 | € -24,173 | € -44,590 | € -70,986 | ▼ € 26,396 |
| Bank debt | € 0 | € 344,068 | € 449,783 | € 1,018,771 | ▲ 127% |
| Balance sheet total | € 225,271 | € 793,973 | € 948,225 | € 1,572,291 | ▲ 66% |
Key figures of Huishandel, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Huishandel?
What happened at Huishandel in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 26,396. filed late Source: NBB ↗
- Viktor De Maertelaere became a director. NBB
- Victor De Clercq became a director. NBB
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 22,574 loss in 2022 to € 26,396 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Huishandel are Viktor De Maertelaere and Victor De Clercq. Viktor De Maertelaere is also behind VDM INVEST BVBA, CISTEO, Hospitality House and MORTORIO.
Directors
According to the 2025 annual accounts
since 2023
Victor De Clercq
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Kleindokkaai 23
9000 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0508.668.889
- VAT number
- BE 0508.668.889
- Registered office
- Kleindokkaai 23, 9000 Gent
- Names & denominations
- Huishandel
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 December 2012
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Handel in eigen onroerend goed