Financials
Financial year 2025
TARTINE & GOURMANDISE from Héron, company number BE0508536158, closed financial year 2025 with a result of € 44,118 after tax. For that financial year TARTINE & GOURMANDISE recorded a gross margin of € 1.1 million and equity of € 422,275. Compared with financial year 2024, the result moved from € 137,021 to € 44,118. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 1, 2026.
€ 422,275
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 44,118
▼ 68% vs 2024
Profit after tax over the fiscal year.
€ 113,177
▼ 18% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 237,036.
People and assets in 2025
18.5
▲ 2.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 852,386
▲ 34% vs 2024
€ 46,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 154,153
▼ 21% vs 2024
Of which on lease € 75,845.
Debts at end 2025
€ 539,240
▼ 16% vs 2024
€ 110,789 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 49,543
▲ 73% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 142,725
▲ 6% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 508,085 | € 561,035 | € 969,163 | € 1,073,089 | ▲ 11% |
| Profit after taxes | € -22,195 | € 47,947 | € 137,021 | € 44,118 | ▼ 68% |
| Equity | € 175,880 | € 250,370 | € 382,756 | € 422,275 | ▲ 10% |
| Total debts | € 529,042 | € 727,468 | € 807,802 | € 740,950 | ▼ 8% |
| Cash | € 45,223 | € 55,233 | € 137,235 | € 113,177 | ▼ 18% |
| Land & buildings | € 342,627 | € 575,184 | € 544,332 | € 525,830 | ▼ 3% |
| Retained profit | € 7,179 | € 55,126 | € 192,918 | € 237,036 | ▲ 23% |
| Dividend | € 20,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 417,726 | € 586,559 | € 643,389 | € 539,240 | ▼ 16% |
| Balance sheet total | € 704,922 | € 977,838 | € 1,190,558 | € 1,163,225 | ▼ 2% |
| Employees (FTE) | 12.9 | 12.2 | 15.8 | 18.5 | ▲ 2.7 |
Key figures of TARTINE & GOURMANDISE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to TARTINE & GOURMANDISE?
What happened at TARTINE & GOURMANDISE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 44,118 (▼ 68% vs 2024). Source: NBB ↗
- New establishment in Fernelmont. KBO
- New establishment in Andenne. KBO
- New establishment in Héron. KBO
- Start of the company according to the CBE. KBO
In short
From € 22,195 loss in 2022 to € 44,118 profit in 2025.
Paid € 56,980 in corporate taxes since 2022.
Best year ever: 2024, with € 137,021 profit.
On average € 58,000 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind TARTINE & GOURMANDISE are DEBORAH MALHERBE and LUDOVIC TEISE.
Directors
According to the 2025 annual accounts
DEBORAH MALHERBE
Director
LUDOVIC TEISE
Manager
Establishments
Establishment units
Physical locations of this company
Place Communale 5
4218 Héron
Rue du Commerce 42
5300 Andenne
Active since 13 September 2019
Grand-Route, Hing. 40
5380 Fernelmont
Active since 30 October 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0508.536.158
- VAT number
- BE 0508.536.158
- Registered office
- Place Communale 5, 4218 Héron
- Names & denominations
- TARTINE & GOURMANDISE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 December 2012
- Peppol
- Active · Active since 23 Jun 2025
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk