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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
BUREAU D'ASSURANCES DELHEZ STEPHANE from Verviers, company number BE0479496338, closed financial year 2025 with a result of € 46,462 after tax. For that financial year BUREAU D'ASSURANCES DELHEZ STEPHANE recorded a gross margin of € 194,935 and equity of € 760,982. Compared with financial year 2024, the result moved from € 21,440 to € 46,462. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2026.
€ 760,982
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 46,462
▲ 117% vs 2024
Profit after tax over the fiscal year.
€ 7,661
▼ 91% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 159 paid out
0 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 80,443
▼ 16% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 68,889
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 102,941
▼ 20% vs 2024
€ 16,972 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 434
▼ 84% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,799
▲ 16% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 128,154 | € 136,527 | € 174,263 | € 194,935 | ▲ 12% |
| Profit after taxes | € 26,942 | € 30,056 | € 21,440 | € 46,462 | ▲ 117% |
| Equity | € 663,183 | € 693,239 | € 714,679 | € 760,982 | ▲ 6% |
| Total debts | € 193,804 | € 148,030 | € 219,019 | € 152,541 | ▼ 30% |
| Cash | € 336,751 | € 344,398 | € 83,374 | € 7,661 | ▼ 91% |
| Land & buildings | € 174,434 | € 155,275 | € 143,691 | € 123,585 | ▼ 14% |
| Retained profit | € 650,583 | € 680,639 | € 702,079 | € 748,382 | ▲ 7% |
| Dividend | € 0 | € 0 | € 0 | € 159 | |
| Bank debt | € 157,771 | € 139,055 | € 128,308 | € 102,941 | ▼ 20% |
| Balance sheet total | € 856,986 | € 841,269 | € 933,698 | € 913,523 | ▼ 2% |
Key figures of BUREAU D'ASSURANCES DELHEZ STEPHANE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BUREAU D'ASSURANCES DELHEZ STEPHANE?
What happened at BUREAU D'ASSURANCES DELHEZ STEPHANE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 46,462 (▲ 117% vs 2024). filed late Source: NBB ↗
- New establishment in Verviers. KBO
- Start of the company according to the CBE. KBO
In short
From € 26,942 profit in 2022 to € 46,462 profit in 2025.
Paid € 61,993 in corporate taxes since 2022.
Best year ever: 2025, with € 46,462 profit.
Paid out € 159 in dividends to the owners in total.
A new publication or filing at BUREAU D'ASSURANCES DELHEZ STEPHANE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BUREAU D'ASSURANCES DELHEZ STEPHANE is STEPHANE DELHEZ. STEPHANE DELHEZ is also behind DELHEZ HOLDING.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue de Battice 87
4800 Verviers
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0479.496.338
- VAT number
- BE 0479.496.338
- Registered office
- Rue de Battice 87, 4800 Verviers
- Names & denominations
- BUREAU D'ASSURANCES DELHEZ STEPHANE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 February 2003
- Peppol
- Not registered
- Activities · NACE
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