Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 44 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
GROUPASSUR LIEGE from Verviers, company number BE0728774955, closed financial year 2025 with a result of € 314,804 after tax. For that financial year GROUPASSUR LIEGE recorded a gross margin of € 1.3 million and equity of € 464,200. Compared with financial year 2024, the result moved from € 292,687 to € 314,804. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 24, 2026.
€ 464,200
▼ 28% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 314,804
▲ 8% vs 2024
Profit after tax over the fiscal year.
€ 606,049
▲ 131% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 495,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
6.8
▼ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 387,725
▼ 7% vs 2024
€ 57,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 86,812
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 316,675
▼ 59% vs 2024
€ 303,884 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 2,691
▲ € 2,483 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 62,296
▲ 58% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,118,694 | € 1,185,929 | € 1,242,050 | € 1,251,245 | ▲ 1% |
| Profit after taxes | € 257,446 | € 265,662 | € 292,687 | € 314,804 | ▲ 8% |
| Equity | € 896,048 | € 541,710 | € 644,396 | € 464,200 | ▼ 28% |
| Total debts | € 2,272,392 | € 2,426,139 | € 1,519,950 | € 1,537,609 | ▲ 1% |
| Cash | € 755,210 | € 804,763 | € 262,142 | € 606,049 | ▲ 131% |
| Retained profit | € 834,548 | € 480,210 | € 582,896 | € 402,700 | ▼ 31% |
| Dividend | € 0 | € 620,000 | € 190,000 | € 495,000 | ▲ 161% |
| Bank debt | € 1,624,051 | € 1,173,531 | € 763,716 | € 316,675 | ▼ 59% |
| Balance sheet total | € 3,168,440 | € 2,967,848 | € 2,164,346 | € 2,001,809 | ▼ 8% |
| Employees (FTE) | 7.4 | 7.4 | 7.2 | 6.8 | ▼ 0.4 |
Key figures of GROUPASSUR LIEGE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GROUPASSUR LIEGE?
What happened at GROUPASSUR LIEGE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 314,804 (▲ 8% vs 2024). Source: NBB ↗
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
- VALERY LAMOTTE became a director. NBB
- MAURO DE NOVELLIS became a director. NBB
In short
From € 257,446 profit in 2022 to € 314,804 profit in 2025.
Paid € 396,389 in corporate taxes since 2022.
Best year ever: 2025, with € 314,804 profit.
On average € 184,000 of value added per employee in 2025.
A new publication or filing at GROUPASSUR LIEGE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind GROUPASSUR LIEGE are VALERY LAMOTTE and MAURO DE NOVELLIS. VALERY LAMOTTE is also behind THEOM.
Directors
According to the 2025 annual accounts
since 2019
MAURO DE NOVELLIS
Director
since 2019
Establishments
Establishment units
Physical locations of this company
Rue Haut-Husquet 23
4800 Verviers
Boulevard de la Sauvenière 128
4000 Liège
Active since 24 June 2019
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0728.774.955
- VAT number
- BE 0728.774.955
- Registered office
- Rue Haut-Husquet 23, 4800 Verviers
- Names & denominations
- GROUPASSUR LIEGE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 24 June 2019
- Peppol
- Not registered
- Contact
- [email protected] +32495237707
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars