Financials
Financial year 2025
VERZEKERINGEN DEFEVER-FONTEYNE from Brugge, company number BE0479177624, closed financial year 2025 with a result of € 580,024 after tax. For that financial year VERZEKERINGEN DEFEVER-FONTEYNE recorded a gross margin of € 1.2 million and equity of € 224,423. Compared with financial year 2024, the result moved from € 565,161 to € 580,024. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 224,423
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 580,024
▲ 3% vs 2024
Profit after tax over the fiscal year.
€ 435,250
▲ 121% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 579,700 paid out
100 % of the profit went to the shareholders, mostly to DUX INVEST (95 % of the shares). That is where the money ends up.
People and assets in 2025
6.5
▲ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 448,507
▲ 10% vs 2024
€ 69,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 79,547
▲ 269% vs 2024
Of which on lease € 79,003.
Debts at end 2025
€ 78,071
▲ € 58,852 vs 2024
€ 23,525 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 9,518
▼ 45% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 92,488
▲ 26% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 946,189 | € 1,254,620 | € 1,160,857 | € 1,235,999 | ▲ 6% |
| Profit after taxes | € 359,241 | € 494,121 | € 565,161 | € 580,024 | ▲ 3% |
| Equity | € 833,150 | € 227,272 | € 224,100 | € 224,423 | |
| Total debts | € 210,358 | € 626,418 | € 251,580 | € 794,972 | ▲ 216% |
| Cash | € 753,941 | € 635,564 | € 196,844 | € 435,250 | ▲ 121% |
| Land & buildings | € 59,954 | € 53,514 | € 47,074 | € 40,634 | ▼ 14% |
| Retained profit | € 806,950 | € 201,072 | € 197,900 | € 198,223 | |
| Dividend | € 0 | € 1,100,000 | € 568,333 | € 579,700 | ▲ 2% |
| Bank debt | € 15,943 | € 29,353 | € 19,219 | € 78,071 | ▲ € 58,852 |
| Balance sheet total | € 1,043,509 | € 853,690 | € 475,679 | € 1,019,396 | ▲ 114% |
| Employees (FTE) | 6.2 | 7 | 6.1 | 6.5 | ▲ 0.4 |
Key figures of VERZEKERINGEN DEFEVER-FONTEYNE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VERZEKERINGEN DEFEVER-FONTEYNE?
What happened at VERZEKERINGEN DEFEVER-FONTEYNE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 580,024 (▲ 3% vs 2024). Source: NBB ↗
- THRESHOLD BV became a director. NBB
- New establishment in Brugge. KBO
- DUX INVEST BV became a director. NBB
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
In short
From € 359,241 profit in 2022 to € 580,024 profit in 2025.
Paid € 642,917 in corporate taxes since 2022.
Best year ever: 2025, with € 580,024 profit.
On average € 190,200 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of DUX INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
VERZEKERINGEN DEFEVER-FONTEYNEBehind VERZEKERINGEN DEFEVER-FONTEYNE are THRESHOLD BV and DUX INVEST BV. The shares are held by DUX INVEST (95.2%).
Directors
According to the 2025 annual accounts
Director · represented by NILS VANDERISPAILLIE
since 2024
Director · represented by DEFEVER THIJS
since 2021
Shareholders
95.2%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Gistelse Steenweg 479
8200 Brugge
Moerkerkse Steenweg 115
8310 Brugge
Active since 23 November 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Website info
Features
Details
- Company number
- 0479.177.624
- VAT number
- BE 0479.177.624
- Registered office
- Gistelse Steenweg 479, 8200 Brugge
- Names & denominations
- VERZEKERINGEN DEFEVER-FONTEYNE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 December 2002
- Peppol
- Active · Active since 6 Jan 2026
- Contact
- verzekeringendf.be 050 38 94 43
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten