What does RAADHUIS VERZEKERINGEN do?

RAADHUIS VERZEKERINGEN is an insurance broker in Brugge. Private Limited, started on 6 December 2001, 2 establishments.

What is the address of RAADHUIS VERZEKERINGEN?

The registered office of RAADHUIS VERZEKERINGEN is located at Torhoutse Steenweg 272, 8200 Brugge.

Is RAADHUIS VERZEKERINGEN still active?

Yes. According to the CBE (29 October 2026) RAADHUIS VERZEKERINGEN is active, legal situation “Normale toestand”, started on 6 December 2001.

Is RAADHUIS VERZEKERINGEN registered on Peppol?

Yes, RAADHUIS VERZEKERINGEN is registered on the Peppol network with ID 0208:0476255548.

What is the enterprise number of RAADHUIS VERZEKERINGEN?

The enterprise number of RAADHUIS VERZEKERINGEN is BE0476255548.

When was RAADHUIS VERZEKERINGEN founded?

RAADHUIS VERZEKERINGEN was founded on 6 December 2001.

Who are the directors of RAADHUIS VERZEKERINGEN?

According to the 2025 annual accounts, the directors of RAADHUIS VERZEKERINGEN are: INVESTORAMA BV, IMCAS CommV.

Is RAADHUIS VERZEKERINGEN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 6 December 2001; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 2 establishments in the CBE.

How much profit did RAADHUIS VERZEKERINGEN make in 2025?

RAADHUIS VERZEKERINGEN posted a profit after taxes of € 6,920 in financial year 2025.

What is the revenue of RAADHUIS VERZEKERINGEN?

As a small company, RAADHUIS VERZEKERINGEN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 1,132,344.

How much does an employee at RAADHUIS VERZEKERINGEN earn?

The average wage cost per full-time employee at RAADHUIS VERZEKERINGEN was € 80,700 in 2025: staff costs of € 637,616 for 7.9 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does RAADHUIS VERZEKERINGEN have?

According to the 2025 annual accounts, RAADHUIS VERZEKERINGEN has 7.9 full-time equivalents (FTE).

RAADHUIS VERZEKERINGEN (Private Limited) - Brugge

Dossier RAADHUIS VERZEKERINGEN, printed on 29 October 2026 from databakkes.be/en/0476255548/raadhuis-verzekeringen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

RAADHUIS VERZEKERINGEN from Brugge, company number BE0476255548, closed financial year 2025 with a result of € 6,920 after tax. For that financial year RAADHUIS VERZEKERINGEN recorded a gross margin of € 1.1 million and equity of € 331,657. Compared with financial year 2024, the result moved from € 87,794 to € 6,920. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2026.

What it is worth Growing

€ 331,657

▲ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 6,920

▼ 92% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 203,434

▼ 12% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 325,457.

People and assets in 2025

Full-time equivalents

7.9

▲ 3.6 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 637,616

▲ 119% vs 2024

€ 80,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 64,008

▼ 37% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 11 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 2.4 million

▼ 9% vs 2024

€ 221,756 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.

Owed to suppliers

€ 37,016

▼ 25% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 104,145

▲ 74% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 529,859 Gross margin 2022: € 529,859 First fiscal year in the series	€ 595,712 Gross margin 2023: € 595,712 ▲ 12% vs 2022 (€ 529,859) Favourable step	€ 595,220 Gross margin 2024: € 595,220 Unchanged (€ 595,712) Unfavourable step	€ 1,132,344 Gross margin 2025: € 1,132,344 ▲ 90% vs 2024 (€ 595,220) Favourable step	▲ 90%
Profit after taxes	€ 13,176 Profit after taxes 2022: € 13,176 First fiscal year in the series	€ 89,247 Profit after taxes 2023: € 89,247 ▲ € 76,070 vs 2022 (€ 13,176) Favourable step	€ 87,794 Profit after taxes 2024: € 87,794 ▼ 2% vs 2023 (€ 89,247) Unfavourable step	€ 6,920 Profit after taxes 2025: € 6,920 ▼ 92% vs 2024 (€ 87,794) Unfavourable step	▼ 92%
Equity	€ 307,697 Equity 2022: € 307,697 First fiscal year in the series	€ 316,944 Equity 2023: € 316,944 ▲ 3% vs 2022 (€ 307,697) Favourable step	€ 324,737 Equity 2024: € 324,737 ▲ 2% vs 2023 (€ 316,944) Favourable step	€ 331,657 Equity 2025: € 331,657 ▲ 2% vs 2024 (€ 324,737) Favourable step	▲ 2%
Total debts	€ 1,065,239 Total debts 2022: € 1,065,239 First fiscal year in the series	€ 976,236 Total debts 2023: € 976,236 ▼ 8% vs 2022 (€ 1,065,239) Favourable step	€ 3,103,852 Total debts 2024: € 3,103,852 ▲ 218% vs 2023 (€ 976,236) Unfavourable step	€ 2,739,868 Total debts 2025: € 2,739,868 ▼ 12% vs 2024 (€ 3,103,852) Favourable step	▼ 12%
Cash	€ 215,972 Cash 2022: € 215,972 First fiscal year in the series	€ 249,301 Cash 2023: € 249,301 ▲ 15% vs 2022 (€ 215,972) Favourable step	€ 232,202 Cash 2024: € 232,202 ▼ 7% vs 2023 (€ 249,301) Unfavourable step	€ 203,434 Cash 2025: € 203,434 ▼ 12% vs 2024 (€ 232,202) Unfavourable step	▼ 12%
Retained profit	€ 301,497 Retained profit 2022: € 301,497 First fiscal year in the series	€ 310,744 Retained profit 2023: € 310,744 ▲ 3% vs 2022 (€ 301,497) Favourable step	€ 318,537 Retained profit 2024: € 318,537 ▲ 3% vs 2023 (€ 310,744) Favourable step	€ 325,457 Retained profit 2025: € 325,457 ▲ 2% vs 2024 (€ 318,537) Favourable step	▲ 2%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 80,000 Dividend 2023: € 80,000 Unchanged (€ 0) Unchanged	€ 80,000 Dividend 2024: € 80,000 Unchanged (€ 80,000) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 80,000) Unchanged	▼ 100%
Bank debt	€ 717,414 Bank debt 2022: € 717,414 First fiscal year in the series	€ 545,183 Bank debt 2023: € 545,183 ▼ 24% vs 2022 (€ 717,414) Favourable step	€ 2,618,188 Bank debt 2024: € 2,618,188 ▲ € 2.1 million vs 2023 (€ 545,183) Unfavourable step	€ 2,375,943 Bank debt 2025: € 2,375,943 ▼ 9% vs 2024 (€ 2,618,188) Favourable step	▼ 9%
Balance sheet total	€ 1,372,936 Balance sheet total 2022: € 1,372,936 First fiscal year in the series	€ 1,293,180 Balance sheet total 2023: € 1,293,180 ▼ 6% vs 2022 (€ 1,372,936) Unchanged	€ 3,428,590 Balance sheet total 2024: € 3,428,590 ▲ 165% vs 2023 (€ 1,293,180) Unchanged	€ 3,071,526 Balance sheet total 2025: € 3,071,526 ▼ 10% vs 2024 (€ 3,428,590) Unchanged	▼ 10%
Employees (FTE)	5.3 Employees (FTE) 2022: 5.3 First fiscal year in the series	5 Employees (FTE) 2023: 5 ▼ 0.3 vs 2022 (5.3) Unchanged	4.3 Employees (FTE) 2024: 4.3 ▼ 0.7 vs 2023 (5) Unchanged	7.9 Employees (FTE) 2025: 7.9 ▲ 3.6 vs 2024 (4.3) Unchanged	▲ 3.6

Key figures of RAADHUIS VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to RAADHUIS VERZEKERINGEN?

What happened at RAADHUIS VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 15, 2026 New annual accounts for financial year 2025: profit of € 6,920 (▼ 92% vs 2024). filed late Source: NBB ↗
Aug 1, 2025 New establishment in Jabbeke. KBO
Oct 25, 2002 New establishment in Brugge. KBO
Dec 6, 2001 Start of the company according to the CBE. KBO

In short

From € 13,176 profit in 2022 to € 6,920 profit in 2025.

Paid € 116,993 in corporate taxes since 2022.

Best year ever: 2023, with € 89,247 profit.

On average € 143,300 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

INVESTORAMA 100%

The stake of INVESTORAMA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

RAADHUIS VERZEKERINGEN

Group Kinds 100%

Behind RAADHUIS VERZEKERINGEN are INVESTORAMA BV and IMCAS CommV. The shares are held by INVESTORAMA (100%). It owns 100% of Group Kinds itself.

Directors

According to the 2025 annual accounts

INVESTORAMA BV

Director · represented by BRUNO HAEGEBAERT

Also active at: RAADHUIS FIN, RAADHUIS 360

IMCAS CommV

Director · represented by INEKE MARIMAN

Also active at: INVESTORAMA

Shareholders

INVESTORAMA

100%

Participations

Group Kinds

100%

Establishments

Establishment units

Physical locations of this company

Registered office

Torhoutse Steenweg 272

8200 Brugge

2.376.801.292

Gistelsteenweg 313

8490 Jabbeke

Active since 1 August 2025

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.

All companies at this address →

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Raadhuis Findustries

RAADHUIS FIN same network

€ 353,301 gross margin · 2025

+2 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0476.255.548

VAT number

BE 0476.255.548

Registered office

Torhoutse Steenweg 272, 8200 Brugge

Names & denominations

RAADHUIS VERZEKERINGEN

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

6 December 2001

Peppol

Active · Active since 9 Dec 2025

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

RAADHUIS VERZEKERINGEN

Financials

What happened to RAADHUIS VERZEKERINGEN?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions