Financials
Financial year 2025
FINANCE TEAM from Sint-Pieters-Woluwe, company number BE0478381036, closed financial year 2025 with a result of € 19,544 after tax. For that financial year FINANCE TEAM recorded a gross margin of € 553,092 and equity of € 973,514. Compared with financial year 2024, the result moved from € 58,861 to € 19,544. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 973,514
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 19,544
▼ 67% vs 2024
Profit after tax over the fiscal year.
€ 493,568
▲ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 963,181.
People and assets in 2025
4.2
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 386,068
▲ 20% vs 2024
€ 91,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 43,346
▼ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 15,283
▼ 80% vs 2024
Loans from banks and other lenders, long and short.
€ 30,495
▼ 24% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 483,866 | € 370,415 | € 516,789 | € 553,092 | ▲ 7% |
| Profit after taxes | € 177,768 | € 52,640 | € 58,861 | € 19,544 | ▼ 67% |
| Equity | € 842,469 | € 895,109 | € 953,970 | € 973,514 | ▲ 2% |
| Total debts | € 242,237 | € 160,772 | € 122,321 | € 45,778 | ▼ 63% |
| Cash | € 365,331 | € 537,000 | € 408,424 | € 493,568 | ▲ 21% |
| Retained profit | € 832,136 | € 884,775 | € 943,636 | € 963,181 | ▲ 2% |
| Bank debt | € 196,343 | € 136,465 | € 76,113 | € 15,283 | ▼ 80% |
| Balance sheet total | € 1,103,548 | € 1,074,723 | € 1,095,133 | € 1,038,134 | ▼ 5% |
| Employees (FTE) | - | 3.3 | 4.4 | 4.2 | ▼ 0.2 |
Key figures of FINANCE TEAM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINANCE TEAM?
What happened at FINANCE TEAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 19,544 (▼ 67% vs 2024). filed late Source: NBB ↗
- OVAD Management became a director. NBB
- FINAREVA became a director. NBB
- LLX Finance became a director. NBB
- Florent Mincé du Fontbaré de Fumal became a director. NBB
- PEJATEN became a director. NBB
- New establishment in Sint-Pieters-Woluwe. KBO
- Start of the company according to the CBE. KBO
In short
From € 177,768 profit in 2022 to € 19,544 profit in 2025.
Paid € 128,292 in corporate taxes since 2022.
Best year ever: 2022, with € 177,768 profit.
On average € 131,700 of value added per employee in 2025.
Management
Behind FINANCE TEAM are OVAD Management, FINAREVA, LLX Finance, Florent Mincé du Fontbaré de Fumal and PEJATEN. The shares are held by OVAD Management, FINAREVA, LLX Finance and PEJATEN.
Directors
According to the 2025 annual accounts
since 2023
since 2023
Florent Mincé du Fontbaré de Fumal
Manager
since 2023
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
René Declercqstraat 59
1150 Sint-Pieters-Woluwe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0478.381.036
- VAT number
- BE 0478.381.036
- Registered office
- René Declercqstraat 59, 1150 Sint-Pieters-Woluwe
- Names & denominations
- FINANCE TEAM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 September 2002
- Peppol
- Active · Active since 19 Jan 2026
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