What does ASSURTEAM do?

ASSURTEAM is an insurance broker in Sint-Pieters-Woluwe. Public Limited, started on 23 December 1983, 1 establishment.

What is the address of ASSURTEAM?

The registered office of ASSURTEAM is located at Paul Wemaerestraat 4, 1150 Sint-Pieters-Woluwe.

Is ASSURTEAM still active?

Yes. According to the CBE (29 October 2026) ASSURTEAM is active, legal situation “Normale toestand”, started on 23 December 1983.

Is ASSURTEAM registered on Peppol?

Yes, ASSURTEAM is registered on the Peppol network with ID 0208:0426066956.

What is the enterprise number of ASSURTEAM?

The enterprise number of ASSURTEAM is BE0426066956.

When was ASSURTEAM founded?

ASSURTEAM was founded on 23 December 1983.

Who are the directors of ASSURTEAM?

According to the 2025 annual accounts, the directors of ASSURTEAM are: Laurent LACROIX, OVAD Management, FINAREVA, LLX Finance, PEJATEN.

Is ASSURTEAM a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 23 December 1983; 5 annual accounts filed, latest fiscal year 2025; 5 directors known from the annual account.

How much profit did ASSURTEAM make in 2025?

ASSURTEAM posted a profit after taxes of € 391,308 in financial year 2025.

What is the revenue of ASSURTEAM?

As a small company, ASSURTEAM is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 2,235,230.

How much does an employee at ASSURTEAM earn?

The average wage cost per full-time employee at ASSURTEAM was € 87,700 in 2025: staff costs of € 1.1 million for 13.1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does ASSURTEAM have?

According to the 2025 annual accounts, ASSURTEAM has 13.1 full-time equivalents (FTE).

ASSURTEAM (Public Limited) - Sint-Pieters-Woluwe

Dossier ASSURTEAM, printed on 29 October 2026 from databakkes.be/en/0426066956/assurteam. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

ASSURTEAM from Sint-Pieters-Woluwe, company number BE0426066956, closed financial year 2025 with a result of € 391,308 after tax. For that financial year ASSURTEAM recorded a gross margin of € 2.2 million and equity of € 2.6 million. Compared with financial year 2024, the result moved from € 102,956 to € 391,308. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.

What it is worth Growing

€ 2.6 million

▲ 18% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 391,308

▲ 280% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 2.4 million

▲ € 1.8 million vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 2.5 million.

People and assets in 2025

Full-time equivalents

13.1

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 1.1 million

▲ 5% vs 2024

€ 87,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 52,723

▼ 31% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 2.4 million

▲ 50% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 224,338

▲ 114% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 1,383,089 Gross margin 2022: € 1,383,089 First fiscal year in the series	€ 1,601,194 Gross margin 2023: € 1,601,194 ▲ 16% vs 2022 (€ 1,383,089) Favourable step	€ 1,666,554 Gross margin 2024: € 1,666,554 ▲ 4% vs 2023 (€ 1,601,194) Favourable step	€ 2,235,230 Gross margin 2025: € 2,235,230 ▲ 34% vs 2024 (€ 1,666,554) Favourable step	▲ 34%
Profit after taxes	€ 2,790 Profit after taxes 2022: € 2,790 First fiscal year in the series	€ 58,934 Profit after taxes 2023: € 58,934 ▲ € 56,145 vs 2022 (€ 2,790) Favourable step	€ 102,956 Profit after taxes 2024: € 102,956 ▲ 75% vs 2023 (€ 58,934) Favourable step	€ 391,308 Profit after taxes 2025: € 391,308 ▲ 280% vs 2024 (€ 102,956) Favourable step	▲ 280%
Equity	€ 1,997,919 Equity 2022: € 1,997,919 First fiscal year in the series	€ 2,056,853 Equity 2023: € 2,056,853 ▲ 3% vs 2022 (€ 1,997,919) Favourable step	€ 2,159,809 Equity 2024: € 2,159,809 ▲ 5% vs 2023 (€ 2,056,853) Favourable step	€ 2,551,117 Equity 2025: € 2,551,117 ▲ 18% vs 2024 (€ 2,159,809) Favourable step	▲ 18%
Total debts	€ 2,818,039 Total debts 2022: € 2,818,039 First fiscal year in the series	€ 2,781,200 Total debts 2023: € 2,781,200 ▼ 1% vs 2022 (€ 2,818,039) Favourable step	€ 2,085,666 Total debts 2024: € 2,085,666 ▼ 25% vs 2023 (€ 2,781,200) Favourable step	€ 2,700,861 Total debts 2025: € 2,700,861 ▲ 29% vs 2024 (€ 2,085,666) Unfavourable step	▲ 29%
Cash	€ 1,080,264 Cash 2022: € 1,080,264 First fiscal year in the series	€ 851,390 Cash 2023: € 851,390 ▼ 21% vs 2022 (€ 1,080,264) Unfavourable step	€ 560,985 Cash 2024: € 560,985 ▼ 34% vs 2023 (€ 851,390) Unfavourable step	€ 2,361,767 Cash 2025: € 2,361,767 ▲ € 1.8 million vs 2024 (€ 560,985) Favourable step	▲ € 1.8 million
Retained profit	€ 1,928,509 Retained profit 2022: € 1,928,509 First fiscal year in the series	€ 1,987,443 Retained profit 2023: € 1,987,443 ▲ 3% vs 2022 (€ 1,928,509) Favourable step	€ 2,090,399 Retained profit 2024: € 2,090,399 ▲ 5% vs 2023 (€ 1,987,443) Favourable step	€ 2,481,707 Retained profit 2025: € 2,481,707 ▲ 19% vs 2024 (€ 2,090,399) Favourable step	▲ 19%
Bank debt	€ 740,583 Bank debt 2022: € 740,583 First fiscal year in the series	€ 514,832 Bank debt 2023: € 514,832 ▼ 30% vs 2022 (€ 740,583) Favourable step	€ 298,393 Bank debt 2024: € 298,393 ▼ 42% vs 2023 (€ 514,832) Favourable step	€ 0 Bank debt 2025: € 0 ▼ 100% vs 2024 (€ 298,393) Favourable step	▼ 100%
Balance sheet total	€ 4,815,958 Balance sheet total 2022: € 4,815,958 First fiscal year in the series	€ 4,838,053 Balance sheet total 2023: € 4,838,053 Unchanged (€ 4,815,958) Unchanged	€ 4,245,476 Balance sheet total 2024: € 4,245,476 ▼ 12% vs 2023 (€ 4,838,053) Unchanged	€ 5,251,978 Balance sheet total 2025: € 5,251,978 ▲ 24% vs 2024 (€ 4,245,476) Unchanged	▲ 24%
Employees (FTE)	13.2 Employees (FTE) 2022: 13.2 First fiscal year in the series	14.2 Employees (FTE) 2023: 14.2 ▲ 1 vs 2022 (13.2) Unchanged	0 Employees (FTE) 2024: 0 ▼ 14.2 vs 2023 (14.2) Unchanged	13.1 Employees (FTE) 2025: 13.1 Unchanged (0) Unchanged

Key figures of ASSURTEAM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ASSURTEAM?

What happened at ASSURTEAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 27, 2026 New annual accounts for financial year 2025: profit of € 391,308 (▲ 280% vs 2024). filed late Source: NBB ↗
2011 OVAD Management became a director. NBB
2011 FINAREVA became a director. NBB
2005 LLX Finance became a director. NBB
2005 PEJATEN became a director. NBB
2005 Laurent LACROIX became a director. NBB
Feb 13, 2001 New establishment in Sint-Pieters-Woluwe. KBO
Dec 23, 1983 Start of the company according to the CBE. KBO

In short

From € 2,790 profit in 2022 to € 391,308 profit in 2025.

Paid € 695,826 in corporate taxes since 2022.

Best year ever: 2025, with € 391,308 profit.

On average € 170,600 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

OVAD Management

FINAREVA

LLX Finance

PEJATEN

ASSURTEAM

Behind ASSURTEAM are Laurent LACROIX, OVAD Management, FINAREVA, LLX Finance and PEJATEN. The shares are held by OVAD Management, FINAREVA, LLX Finance and PEJATEN.

Directors

According to the 2025 annual accounts

Laurent LACROIX

Director

Also active at: PHARMACITY, Realteam, LE PARC 1348, LLX Finance

since 2005

OVAD Management

Director · represented by van Zeebroeck Olivier

Also active at: FINANCE TEAM

since 2011

FINAREVA

Director · represented by Luycks Valerie

Also active at: FINANCE TEAM

since 2011

LLX Finance

Managing director · represented by Lacroix Laurent

Also active at: JARCS, FINANCE TEAM

since 2005

PEJATEN

Director · represented by Massar Pierre

Also active at: JARCS, FINANCE TEAM

since 2005

Shareholders

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Paul Wemaerestraat 4

1150 Sint-Pieters-Woluwe

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

PHARMACITY same network

€ 97,670 gross margin · 2025

Realteam same network

€ 220,477 gross margin · 2025

UTVA TEAM ASSURFINANCE II

PEJATEN same network

€ 130,658 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0426.066.956

VAT number

BE 0426.066.956

Registered office

Paul Wemaerestraat 4, 1150 Sint-Pieters-Woluwe

Names & denominations

ASSURTEAM

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

23 December 1983

Peppol

Active · Active since 7 Jan 2026

Contact

[email protected]

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Activiteiten van gemengde verzekeringsondernemingen, overwegend leven

Herverzekering

Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen

Activiteiten van gemengde verzekeringsondernemingen, overwegend niet-leven

Activiteiten van pensioenfondsen

Overige financiële dienstverlening, neg

View on CBE Public ↗ Annual accounts (NBB) ↗

ASSURTEAM

Financials

What happened to ASSURTEAM?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions