Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2024; threshold 65 %.
-
Figures corrected NBB
Corrected annual account filed for 2021.
Financials
Financial year 2024
SF SANS FRONTIERE from Herstal, company number BE0477770134, closed financial year 2024 with a result of € -21,788 after tax. For that financial year SF SANS FRONTIERE recorded a gross margin of € 678,515 and equity of € -1.4 million. Compared with financial year 2023, the result moved from € 180,224 to € -21,788. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on November 27, 2025.
€ -1.4 million
▼ € 21,788 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -21,788
▼ still € 180,224 profit in 2023
Profit after tax over the fiscal year.
€ 0
▼ 100% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.9 million.
People and assets in 2024
€ 566,031
▼ 5% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 49,840
▼ 3% vs 2023
Of which on lease € 17,675.
Debts at end 2024
€ 87,652
▼ 72% vs 2023
€ 41,392 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 704,485
▲ 78% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 385,828
▼ 7% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 1,143,175 | € 927,476 | € 1,040,566 | € 678,515 | ▼ 35% |
| Profit after taxes | € 152,257 | € -529,883 | € 180,224 | € -21,788 | ▼ € 202,012 |
| Equity | € -1,020,150 | € -1,550,033 | € -1,369,809 | € -1,391,597 | ▼ € 21,788 |
| Total debts | € 2,726,381 | € 2,329,766 | € 2,079,408 | € 2,128,912 | ▲ 2% |
| Cash | € 30,397 | € 26,618 | € 10,667 | € 0 | ▼ 100% |
| Land & buildings | € 139,402 | € 101,807 | € 66,135 | € 37,567 | ▼ 43% |
| Retained profit | € -1,555,081 | € -2,084,964 | € -1,904,740 | € -1,926,528 | ▼ € 21,788 |
| Bank debt | € 674,970 | € 437,091 | € 310,041 | € 87,652 | ▼ 72% |
| Balance sheet total | € 1,706,231 | € 779,733 | € 709,599 | € 737,316 | ▲ 4% |
Key figures of SF SANS FRONTIERE, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to SF SANS FRONTIERE?
What happened at SF SANS FRONTIERE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 21,788 (▼ € 202,012 vs 2023). filed late Source: NBB ↗
- New establishment in Grâce-Hollogne. KBO
- Start of the company according to the CBE. KBO
In short
From € 152,257 profit in 2021 to € 21,788 loss in 2024.
Paid € 1,343 in corporate taxes since 2021.
Best year ever: 2023, with € 180,224 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SF SANS FRONTIERE are Catherine DELATTRE, Jean DUMBRUCH and Herman SCHMIT. Catherine DELATTRE is also behind E.M.Y. MAISON BONHEUR and Ma Petite Entreprise Bis. Jean DUMBRUCH is also behind La Maison des Etudiants and LES GRANGES. Herman SCHMIT is also behind STAGE FACILITIES, E.M.Y. MAISON BONHEUR and Ma Petite Entreprise Bis.
Directors
According to the 2024 annual accounts
Herman SCHMIT
Director
Also active at: STAGE FACILITIES, E.M.Y. MAISON BONHEUR, Ma Petite Entreprise Bis
Establishments
Establishment units
Physical locations of this company
Rue Vert Vinâve 87
4041 Herstal
Rue de Wallonie 19
4460 Grâce-Hollogne
Active since 10 September 2002
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
STORYBEL, BE
Website info
Features
Security
Network
Details
- Company number
- 0477.770.134
- VAT number
- BE 0477.770.134
- Registered office
- Rue Vert Vinâve 87, 4041 Herstal
- Names & denominations
- SF SANS FRONTIERE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 19 June 2002
- Peppol
- Active · Active since 7 Jan 2026
- Contact
- sf.be [email protected] 04 227 26 25
- Activities · NACE
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