Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 37 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BB FINANCES from Liège, company number BE0477388171, closed financial year 2025 with a result of € -15,572 after tax. For that financial year BB FINANCES recorded a gross margin of € 22,875 and equity of € -64,722. Compared with financial year 2024, the result moved from € -9,304 to € -15,572. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ -64,722
▼ € 15,572 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -15,572
▼ 67 % more loss than in 2024
Profit after tax over the fiscal year.
€ 4,032
▼ 86% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -126,722.
Debts at end 2025
€ 100,000
▼ 37% vs 2024
Loans from banks and other lenders, long and short.
€ 2,148
▲ 51% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 80,350 | € 94,994 | € 29,064 | € 22,875 | ▼ 21% |
| Profit after taxes | € 36,655 | € 42,593 | € -9,304 | € -15,572 | ▼ € 6,268 |
| Equity | € -82,438 | € -39,845 | € -49,150 | € -64,722 | ▼ € 15,572 |
| Total debts | € 271,315 | € 269,655 | € 203,455 | € 170,575 | ▼ 16% |
| Cash | € 8,979 | € 68,131 | € 29,323 | € 4,032 | ▼ 86% |
| Retained profit | € -144,438 | € -101,845 | € -111,150 | € -126,722 | ▼ € 15,572 |
| Bank debt | € 240,000 | € 160,000 | € 160,000 | € 100,000 | ▼ 37% |
| Balance sheet total | € 188,876 | € 229,810 | € 154,305 | € 105,853 | ▼ 31% |
Key figures of BB FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BB FINANCES?
What happened at BB FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Gérard FRANSSEN stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 15,572. Source: NBB ↗
- Gérard FRANSSEN became a director. NBB
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 36,655 profit in 2022 to € 15,572 loss in 2025.
Paid € 23,284 in corporate taxes since 2022.
Best year ever: 2023, with € 42,593 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Gérard FRANSSEN
Director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Rue du Falchena 10
4030 Liège
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0477.388.171
- VAT number
- BE 0477.388.171
- Registered office
- Rue du Falchena 10, 4030 Liège
- Names & denominations
- BB FINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 April 2002
- Peppol
- Active · Active since 6 Nov 2025
- Activities · NACE
Managementactiviteiten van holdings
Holdings
Activiteiten van holdings
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Verhuur en lease van personenauto's en lichte bestelwagens (< 3,5 ton)
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies